CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME
Loans and loan fees	$ 11,464	$ 11,825	$ 33,796	$ 37,146
U.S. Government agency obligations	592	30	1,405	34
Obligations of states and political subdivisions	1,477	1,517	4,466	4,569
Collateralized mortgage obligations	386	1,256	1,767	3,649
Mortgage-backed securities	518	145	1,357	171
Corporate bonds	92	72	305	88
Federal funds sold and interest-bearing deposits due from banks	140	168	502	382
Dividends	36	28	111	91
Total interest income	14,705	15,041	43,709	46,130
INTEREST EXPENSE
Saving, N.O.W. and money market deposits	308	286	888	906
Time certificates of $100,000 or more	280	372	874	1,217
Other time deposits	145	229	486	767
Total interest expense	733	887	2,248	2,890
Net interest income	13,972	14,154	41,461	43,240
Provision for loan losses	0	12,000	0	9,600
Net interest income after provision for loan losses	13,972	2,154	41,461	33,640
NON-INTEREST INCOME
Service charges on deposit accounts	964	1,022	2,839	2,972
Other service charges, commissions and fees	928	927	2,451	2,523
Fiduciary fees	279	266	815	675
Net gain (loss) on sale of securities available for sale	3	(162)	395	(162)
Net gain (loss) on sale of portfolio loans	0	(712)	445	(712)
Net gain on sale of mortgage loans originated for sale	142	341	973	760
Gain on Visa shares sold	3,836	0	3,836	0
Income from bank owned life insurance	357	0	399	0
Other operating income	78	199	215	481
Total non-interest income	6,587	1,881	12,368	6,537
OPERATING EXPENSES
Employee compensation and benefits	8,709	9,486	24,037	26,945
Occupancy expense	1,585	1,480	4,787	4,210
Equipment expense	616	509	1,745	1,512
Consulting and professional services	735	781	1,881	2,421
FDIC assessment	373	508	1,414	1,056
Data processing	607	637	1,823	1,731
Accounting and audit fees	152	167	351	910
Branch consolidation costs	460	0	460	0
Other operating expenses	1,853	3,603	5,085	7,130
Total operating expenses	15,090	17,171	41,583	45,915
Income (loss) before income tax expense (benefit)	5,469	(13,136)	12,246	(5,738)
Income tax expense (benefit)	1,557	(3,975)	2,856	(1,945)
NET INCOME (LOSS)	$ 3,912	$ (9,161)	$ 9,390	$ (3,793)
EARNINGS (LOSS) PER COMMON SHARE - BASIC (in dollars per shares)	$ 0.34	$ (0.94)	$ 0.81	$ (0.39)
EARNINGS (LOSS) PER COMMON SHARE - DILUTED (in dollars per shares)	$ 0.34	$ (0.94)	$ 0.81	$ (0.39)
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - BASIC (in shares)	11,573,014	9,837,959	11,569,961	9,764,133
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - DILUTED (in shares)	11,606,702	9,837,959	11,583,044	9,764,133