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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
CONSOLIDATED STATEMENTS OF CASH FLOWS [Abstract]      
NET (LOSS) INCOME $ (1,748) $ (78) $ 6,256
ADJUSTMENTS TO RECONCILE NET (LOSS) INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES      
Provision for Loan Losses 8,500 24,888 32,086
Depreciation and Amortization 2,572 2,510 2,535
Stock Based Compensation 458 0 8
Other-Than-Temporary Impairment on Securities 0 1,052 0
Net Amortization of Premiums 1,411 2,307 2,857
Originations of Mortgage Loans for Sale (47,832) (19,226) (26,769)
Proceeds from Sale of Mortgage Loans Originated for Sale 49,014 19,631 27,279
Gain on Sale of Mortgage Loans Originated for Sale (1,182) (405) (510)
Gain on Sale of Portfolio Loans (755) 0 0
Increase in Other Intangibles (233) (27) (152)
Deferred Tax Expense 3,133 0 0
Decrease (Increase) in Income Tax Receivable 15 0 (3,677)
Gain on Sale of OREO 0 0 (310)
Decrease in Accrued Interest and Loan Fees Receivable 2,002 140 818
Decrease (Increase) in Other Assets 408 (4,753) (7,294)
Decrease in Prepaid FDIC Assessment 1,769 3,229 1,634
Adjustment to Unfunded Pension Liability 3,147 8,473 3,794
Decrease in Accrued Interest Payable (111) (243) (238)
Increase (Decrease) in Other Liabilities 1,908 (7,738) (3,514)
Writedown of OREO 600 0 0
Loss (Gain) on Sale of Securities Available for Sale - Net 217 (1,648) (375)
Net Cash Provided by Operating Activities 23,293 28,112 34,428
CASH FLOWS FROM INVESTING ACTIVITIES      
Principal Payments on Investment Securities 32,662 32,650 33,574
Proceeds from Sale of Investment Securities - Available for Sale 7,457 44,142 12,500
Maturities of Investment Securities - Available for Sale 33,493 30,000 22,200
Purchases of Investment Securities - Available for Sale (181,789) (3,287) (27,220)
Maturities of Investment Securities - Held to Maturity 2,247 2,270 2,138
Purchases of Investment Securities - Held to Maturity (990) (1,655) (2,838)
(Increase) Decrease in FRB, FHLB and Other Stock (507) 1,727 4,835
Proceeds from Sale of Portfolio Loans 56,993 0 0
Loan Repayments - Net 100,680 128,177 26,497
Purchases of Premises and Equipment - Net (2,244) (2,969) (1,892)
Proceeds from Sale of OREO 0 3,919 0
Net Cash Provided by Investing Activities 48,002 234,974 69,794
CASH FLOWS FROM FINANCING ACTIVITIES      
Net Increase (Decrease) in Deposit Accounts 119,242 (90,881) 17,475
Decrease in Short-Term Borrowings - Net 0 (40,000) (110,800)
Decrease in Capital Lease Payable (49) 0 0
Proceeds from Private Equity Offering - Net of Issuance Costs 22,759 0 0
Dividends Paid to Stockholders 0 (1,454) (8,487)
Proceeds from Stock Dividend Reinvestment 0 659 1,471
Stock Options and Stock Appreciation Rights Exercised 0 0 261
Net Cash Provided by (Used in) Financing Activities 141,952 (131,676) (100,080)
Net Increase in Cash and Cash Equivalents 213,247 131,410 4,142
Cash and Cash Equivalents Beginning of Year 172,559 41,149 37,007
Cash and Cash Equivalents End of Year 385,806 172,559 41,149
Cash Paid During the Year for:      
Interest 3,830 6,168 9,952
Income Taxes 0 0 9,670
Loans Transferred to Held For Sale 56,843 0 0
Loans Transferred to Other Real Estate Owned 372 0 5,719
Dividends Declared but Not Paid $ 0 $ 0 $ 1,454