Condensed Consolidated Statements of (Loss) Income (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST INCOME
Loans and Loan Fees	$ 11,825	$ 15,100	$ 37,146	$ 47,488
United States Treasury Securities		1		96
U.S. Government Agency Obligations	30	44	34	337
Obligations of States & Political Subdivisions	1,517	1,544	4,569	5,332
Collateralized Mortgage Obligations	1,256	1,404	3,649	4,534
Mortgage-Backed Securities	145	8	171	24
Corporate Bonds	72		88
Federal Funds Sold & Due from Banks	168	79	382	140
Dividends	28	17	91	161
Total Interest Income	15,041	18,197	46,130	58,112
INTEREST EXPENSE
Saving, N.O.W. & Money Market Deposits	286	435	906	1,618
Time Certificates of $100,000 or More	372	471	1,217	1,576
Other Time Deposits	229	307	767	985
Interest on Borrowings
Total Interest Expense	887	1,214	2,890	4,834
Net Interest Income	14,154	16,983	43,240	53,278
Provision for Loan Losses	12,000	900	9,600	24,088
Net Interest Income After Provision for Loan Losses	2,154	16,083	33,640	29,190
NON-INTEREST INCOME
Service Charges on Deposit Accounts	1,022	953	2,972	2,964
Other Service Charges, Commissions & Fees	927	988	2,523	2,631
Fiduciary Fees	266	213	675	644
Net (Loss) Gain on Sale of Securities Available for Sale	(162)		(162)	1,645
Other Operating Income	541	278	1,242	872
Total Non-Interest Income	2,594	2,432	7,250	8,756
OPERATING EXPENSES
Employee Compensation and benefits	9,486	8,141	26,945	23,458
Net Occupancy Expense	1,480	1,435	4,210	4,391
Equipment Expense	509	506	1,512	1,451
Outside Services	1,145	1,425	3,338	3,713
FDIC Assessments	508	555	1,056	2,541
OREO Expense	781	182	840	293
Prepayment Fee on Borrowing				1,028
Other Operating Expenses	3,975	2,683	8,727	6,855
Total Operating Expenses	17,884	14,927	46,628	43,730
(Loss) Income Before Income Tax (Benefit) Expense	(13,136)	3,588	(5,738)	(5,784)
Income Tax (Benefit) Expense	(3,975)	516	(1,945)	(4,552)
NET (LOSS) INCOME	$ (9,161)	$ 3,072	$ (3,793)	$ (1,232)
(LOSS) EARNINGS PER COMMON SHARE - BASIC	$ (0.94)	$ 0.32	$ (0.39)	$ (0.13)
(LOSS) EARNINGS PER COMMON SHARE - DILUTED	$ (0.94)	$ 0.32	$ (0.39)	$ (0.13)
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - BASIC	9,837,959	9,726,948	9,764,133	9,718,809
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - DILUTED	9,837,959	9,726,948	9,764,133	9,718,809