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Condensed Consolidated Statements of Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Cash and Cash Equivalents:    
Cash and Non-interest Bearing Deposits Due From Banks $ 65,407 $ 73,651
Interest Bearing Deposits Due From Banks 278,531 98,908
Federal Funds Sold 1,150  
Total Cash and Cash Equivalents 345,088 172,559
Federal Reserve Bank, Federal Home Loan Bank and Other Stock 2,376 2,536
Investment Securities:    
Available for Sale, at Fair Value 307,719 299,204
Held to Maturity (Fair Value of $8,920 and $10,161, respectively) 8,095 9,315
Total Investment Securities 315,814 308,519
Loans, Net of Unearned Discount 848,225 969,654
Allowance for Loan Losses 29,227 39,958
Net Loans 818,998 929,696
Loans Held-for-Sale 7,500  
Premises and Equipment, Net 27,743 27,984
Deferred Taxes 16,916 18,465
Income Tax Receivable 6,760 5,421
Other Real Estate Owned 2,172 1,800
Accrued Interest and Loan Fees Receivable 5,256 6,885
Prepaid FDIC Assessment 1,046 1,843
Goodwill and Other Intangibles 2,437 2,437
Other Assets 6,296 6,082
TOTAL ASSETS 1,558,402 1,484,227
LIABILITIES & STOCKHOLDERS' EQUITY    
Demand Deposits 569,742 525,379
Saving, N.O.W. & Money Market Deposits 551,822 531,544
Time Certificates of $100,000 or More 176,253 168,140
Other Time Deposits 83,949 86,809
Total Deposits 1,381,766 1,311,872
Unfunded Pension Liability 20,286 18,212
Capital Leases 4,726 4,737
Accrued Interest Payable 325 348
Other Liabilities 12,195 12,498
TOTAL LIABILITIES 1,419,298 1,347,667
Commitment and Contingent Liabilities      
STOCKHOLDERS' EQUITY    
Common Stock (par value $2.50; 15,000,000 shares authorized; 13,732,084 shares issued; 9,726,814 shares outstanding) 34,330 34,330
Surplus 24,101 24,010
Retained Earnings 96,671 91,303
Treasury Stock at Par (4,005,270 shares) (10,013) (10,013)
Accumulated Other Comprehensive Loss, Net of Tax (5,985) (3,070)
TOTAL STOCKHOLDERS' EQUITY 139,104 136,560
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY $ 1,558,402 $ 1,484,227