Stock Compensation Plan (Tables)

12 Months Ended

Dec. 31, 2013

Stock Compensation Plan [Abstract]

Assumptions for weighted average fair value of stock options

	2013			2012			2011
Dividend yield		6.67	%		7.08	%		7.00	%
Expected volatility		32.37	%		26.19	%		24.81	%
Risk-free interest rate		1.96	%		1.11	%		2.46	%
Expected lives		8			8			8
Estimated forfeitures		-0-			-0-			-0-

Schedule of change in stock options plans

	2013					2012					2011
				Weighted-					Weighted-					Weighted-
				Average					Average					Average
				Exercise					Exercise					Exercise
	Shares			Price		Shares			Price		Shares			Price
Outstanding at   beginning of year		785,000		$	11.71		750,000		$	12.03		731,000		$	12.33
Granted		392,000			10.08		94,000			11.29		80,000			11.16
Exercised		-0-			-0-		(4,000	)		7.56		(10,000	)		7.56
Expired		(84,000	)		15.51		(55,000	)		15.58		(51,000	)		15.94
Outstanding at end of   year		1,093,000			10.86		785,000			11.71		750,000			12.03
Options exercisable at   end of year		701,000					691,000					670,000
Weighted-average fair   value of options   granted during the year				$	1.42				$	0.92				$	1.01

Summary of stock options outstanding

Date of Grant	Number of Employees		Number of Shares			Option Price		Expiration Date
01/09/06		1		44,200			15.62	01/09/14
01/09/06		1		5,800			17.21	01/09/14
07/21/06		9		34,000			15.15	07/21/14
01/03/07		1		44,200			15.51	01/03/15
01/03/07		1		5,800			17.06	01/03/15
07/16/07		12		51,000			14.21	07/16/15
09/20/07		2		7,000			13.19	09/20/15
01/08/08		1		42,300			11.79	01/08/16
01/08/08		1		7,700			12.97	01/08/16
09/25/08		12		43,000			7.55	09/25/16
01/07/09		1		14,000			7.12	01/07/17
01/07/09		1		61,000			6.47	01/07/17
03/03/09		1		3,000			5.42	03/03/17
06/22/09		13		53,000			7.57	06/22/17
01/08/10		1		10,900			9.13	01/08/18
01/08/10		1		14,100			8.30	01/08/18
07/27/10		12		80,000			11.40	07/27/18
08/11/10		1		6,000			11.23	08/11/18
07/05/11		12		80,000			11.16	07/05/19
08/29/12		15		94,000			11.29	08/29/20
02/28/13		1		10,000	*		10.02	02/28/21
06/26/13		24		382,000	*		10.08	06/26/21
				1,093,000

* Unexercisable

Schedule of nonvested restricted stock awards

	2013						2012						2011
				Weighted-						Weighted-						Weighted-
				Average						Average						Average
				Grant Date						Grant Date						Grant Date
	Shares			Fair Value			Shares			Fair Value			Shares			Fair Value
Nonvested at beginning of year		187,470		$	10.90			130,974		$	11.14			62,299		$	11.44
Granted		-0-			-0-			75,000			10.72			74,000			11.16
Dividend Reinvested Shares		12,992			9.33			11,470			9.90			7,611			8.98
Vested		(48,170	)		(10.90	)		(29,974	)		(11.10	)		(12,936	)		(11.36	)
Forfeited		(-0-	)		(-0-	)		(-0-	)		(-0-	)		(-0-	)		(-0-	)
Nonvested at end of year		152,292		$	10.77			187,470		$	10.90			130,974		$	11.14