Mortgage Servicing (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Mortgage Servicing Rights Capitalized and Amortized

	2012			2011			2010
Mortgage Servicing Rights:
Balance at beginning of year	$	768		$	898		$	810
Capitalized upon sale		153			204			308
Amortization charged against mortgage servicing fee income		(349	)		(310	)		(235	)
Valuation adjustment		(30	)		(24	)		15
Balance at end of year	$	542		$	768		$	898
Valuation Allowance:
Balance at beginning of year	$	(43	)	$	(19	)	$	(34	)
Increase in impairment reserve		(174	)		(33	)		(43	)
Reduction of impairment reserve		144			9			58
Balance at end of year	$	(73	)	$	(43	)	$	(19	)

- Definition

Tabular disclosure of the activity in the balance of servicing assets subsequently measured at amortized value (including a description of where changes in carrying value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (through purchases of servicing assets and servicing assets that result from transfers of financial assets), disposals, amortization, application of valuation allowances, other-than-temporary impairments, and other changes that affect the balance along with a description of those changes.

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