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Loans And Allowance For Loan Losses (Tables)
12 Months Ended
Dec. 31, 2012
Loans and Allowance for Loan Losses [Abstract]  
Composition of Loan Portfolio, Excluding Residential Loans Held for Sale
December 31,
    2012   2011
Residential real estate loans   $ 572,768     $ 578,757  
Commercial real estate loans   506,231     470,061  
Commercial loans   190,454     185,045  
Home equity loans   278,375     268,782  
Consumer loans   16,633     11,878  
Deferred loan fees net of costs   (595 )   (495 )
Total loans   $ 1,563,866     $ 1,514,028
Schedule of Loans Made to Related Parties
December 31,
    2012   2011
Balance at beginning of year   $ 15,361     $ 7,318  
Loans made/advanced and additions   350     11,292  
Repayments and reductions   (1,121 )   (3,249 )
Balance at end of year   $ 14,590     $ 15,361  
Summary of Activity in Allowance for Loan Losses
December 31,
    2012   2011   2010
Balance at beginning of year   $ 23,011     $ 22,293     $ 20,246  
Loans charged off   (4,502 )   (5,025 )   (5,547 )
Recoveries   744     1,002     1,269  
Net charge-offs   (3,758 )   (4,023 )   (4,278 )
Provision for loan losses   3,791     4,741     6,325  
Balance at end of year   $ 23,044     $ 23,011     $ 22,293  
Activity in Allowance for Loan Losses by Portfolio Segment

The following table presents the activity in the ALL and select loan information by portfolio segment for the year ended December 31, 2012:

    Residential Real Estate   Commercial Real Estate   Commercial   Home
Equity
  Consumer   Unallocated   Total
ALL:
                                         
Beginning balance   $ 6,398     $ 5,702     $ 4,846     $ 2,704     $ 420     $ 2,941     $ 23,011  
Loans charged off   (1,197 )   (593 )   (1,393 )   (1,234 )   (85 )   -     (4,502 )
Recoveries   73     222     406     23     20     -     744  
Provision (reduction)   1,722     (782 )   2,074     1,027     (171 )   (79 )   3,791  
Ending balance   $ 6,996     $ 4,549     $ 5,933     $ 2,520     $ 184     $ 2,862     $ 23,044  
Ending Balance: Individually evaluated for impairment   $ 2,255     $ 265     $ 286     $ 261     $ 39     $ -     $ 3,106  
Ending Balance: Collectively evaluated for impairment   $ 4,741     $ 4,284     $ 5,647     $ 2,259     $ 145     $ 2,862     $ 19,938  
    Residential Real Estate   Commercial Real Estate   Commercial   Home
Equity
  Consumer   Unallocated   Total
Loans ending balance:
                                         
Ending Balance: Individually evaluated for impairment   $ 13,805     $ 7,968     $ 3,610     $ 1,515     $ 259     $ -     $ 27,157  
Ending Balance: Collectively evaluated for impairment   $ 558,368     $ 498,263     $ 186,844     $ 276,860     $ 16,374     $ -     $ 1,536,709  
Loans ending balance   $ 572,173     $ 506,231     $ 190,454     $ 278,375     $ 16,633     $ -     $ 1,563,866  

The following table presents activity in the ALL and select loan information by portfolio segment for the year ended December 31, 2011:

    Residential Real Estate   Commercial Real Estate   Commercial   Home Equity   Consumer   Unallocated   Total
ALL:
                                         
Beginning balance   $ 3,273     $ 8,198     $ 5,633     $ 2,051     $ 202     $ 2,936     $ 22,293  
Loans charged off   (1,216 )   (1,633 )   (1,256 )   (861 )   (59 )   -     (5,025 )
Recoveries   120     374     296     196     16     -     1,002  
Provision (reduction)   4,221     (1,237 )   173     1,318     261     5     4,741  
Ending balance   $ 6,398     $ 5,702     $ 4,846     $ 2,704     $ 420     $ 2,941     $ 23,011  
Ending Balance: Individually evaluated for impairment   $ 1,364     $ 961     $ 815     $ 440     $ 91     $ -     $ 3,671  
Ending Balance: Collectively evaluated for impairment   $ 5,034     $ 4,741     $ 4,031     $ 2,264     $ 329     $ 2,941     $ 19,340  
Loans ending balance:
                                         
Ending Balance: Individually evaluated for impairment   $ 12,715     $ 7,830     $ 4,019     $ 2,670     $ 152     $ -     $ 27,386  
Ending Balance: Collectively evaluated for impairment   $ 565,547     $ 462,231     $ 181,026     $ 266,112     $ 11,726     $ -     $ 1,486,642  
Loans ending balance   $ 578,262     $ 470,061     $ 185,045     $ 268,782     $ 11,878     $ -     $ 1,514,028  
Credit Risk Exposure Indicators by Portfolio Segment

The following table summarizes credit risk exposure indicators by portfolio segment as of December 31, 2012:

    Residential Real Estate   Commercial Real Estate   Commercial   Home Equity   Consumer
Pass (Grades 1 - 6)   $ 555,444     $ 440,610     $ 165,460     $ -     $ -  
Performing   -     -     -     276,742     16,376  
Special Mention (Grade 7)   1,291     17,069     7,449     -     -  
Substandard (Grade 8)   15,438     48,552     17,545     -     -  
Non-performing   -     -     -     1,633     257  
Total   $ 572,173     $ 506,231     $ 190,454     $ 278,375     $ 16,633  

The following table summarizes credit risk exposure indicators by portfolio segment as of December 31, 2011:

    Residential Real Estate   Commercial Real Estate   Commercial   Home Equity   Consumer
Pass (Grades 1 - 6)   $ 560,926     $ 413,489     $ 157,141     $ -     $ -  
Performing   -     -     -     266,112     11,726  
Special Mention (Grade 7)   876     8,134     8,998     -     -  
Substandard (Grade 8)   16,460     48,438     18,335     -     -  
Non-performing   -     -     -     2,670     152  
Doubtful (Grade 9)   -     -     571     -     -  
Total   $ 578,262     $ 470,061     $ 185,045     $ 268,782     $ 11,878  
Loan Aging Analysis by Portfolio Segment (Including Loans Past Due Over Ninety Days and Non Accrual Loans) and Summary of Non Accrual Loans, Which Include Troubled Debt Restructured Loans, and Loans Past Due Over Ninety Days and Accruing

The following is a loan aging analysis by portfolio segment (including loans past due over 90 days and non-accrual loans) and a summary of non-accrual loans, which include troubled debt restructured loans ("TDRs"), and loans past due over 90 days and accruing as of December 31, 2012:

    30 - 59 days Past Due   60 - 89 days Past Due   Greater Than 90 Days   Total Past Due   Current   Total Loans Outstanding   Loans > 90 Days Past Due and Accruing   Non-Accrual Loans
Residential real estate   $ 1,459     $ 850     $ 8,410     $ 10,719     $ 561,454     $ 572,173     $ 193     $ 10,584  
Commercial real estate   896     2,227     5,380     8,503     497,728     506,231     138     6,719  
Commercial   1,079     68     2,969     4,116     186,338     190,454     160     3,409  
Home equity   2,230     355     1,105     3,690     274,685     278,375     118     1,514  
Consumer   342     199     259     800     15,833     16,633     2     257  
Total   $ 6,006     $ 3,699     $ 18,123     $ 27,828     $ 1,536,038     $ 1,563,866     $ 611     $ 22,483  

The following is a loan aging analysis by portfolio segment (including loans past due over 90 days and non-accrual loans) and a summary of non-accrual loans which include TDRs, and loans past due over 90 days and accruing as of December 31, 2011:

    30 - 59 days Past Due   60 - 89 days Past Due   Greater than 90 Days   Total Past Due   Current   Total Loans Outstanding   Loans > 90 Days Past Due and Accruing   Non-Accrual Loans
Residential real estate   $ 2,207     $ 575     $ 7,373     $ 10,155     $ 568,107     $ 578,262     $ 99     $ 9,503  
Commercial real estate   2,105     739     5,009     7,853     462,208     470,061     -     7,830  
Commercial   1,020     184     2,309     3,513     181,532     185,045     135     3,955  
Home equity   1,208     962     1,927     4,097     264,685     268,782     2     2,670  
Consumer   73     10     152     235     11,643     11,878     -     152  
Total   $ 6,613     $ 2,470     $ 16,770     $ 25,853     $ 1,488,175     $ 1,514,028     $ 236     $ 24,110  
Summary of All Troubled Debt Restructuring Loans (Accruing and Non Accruing) by Portfolio Segment

The following is a summary of accruing and non-accruing TDR loans by portfolio segment as of December 31, 2012:

    Number of Contracts   Pre-Modification Outstanding Recorded Investment   Post-Modification Outstanding Recorded Investment   Current Balance
Troubled-Debt Restructurings
                       
Residential real estate   20     $ 3,305     $ 3,434     $ 3,286  
Commercial real estate   6     2,602     2,649     2,344  
Commercial   3     303     303     236  
Consumer and home equity   1     3     3     2  
Total   30     $ 6,213     $ 6,389     $ 5,868  

The following is a summary of TDR loans that subsequently defaulted by portfolio segment as of December 31, 2012:

    Number of Contracts   Recorded Investment
Troubled-Debt Restructurings
           
Residential real estate   1     $ 65  
Total   1     $ 65  
Summary of Impaired Loan Balances and Associated Allowance by Portfolio Segment

The following is a summary of impaired loan balances and associated allowance by portfolio segment as of December 31, 2012:

    Recorded Investment   Unpaid Principal Balance   Related Allowance   Average Recorded Investment   Interest Income Recognized
With related allowance recorded:
                             
Residential real estate   $ 11,021     $ 11,021     $ 2,255     $ 10,585     $ 114  
Commercial real estate   4,296     4,296     265     5,551     -  
Commercial   2,971     2,971     286     3,927     -  
Home equity   1,236     1,236     261     1,289     -  
Consumer   257     257     39     239     -  
Ending Balance   $ 19,781     $ 19,781     $ 3,106     $ 21,591     $ 114  
    Recorded Investment   Unpaid Principal Balance   Related Allowance   Average Recorded Investment   Interest Income Recognized
Without related allowance recorded:
                             
Residential real estate   $ 2,784     $ 3,841     $ -     $ 2,548     $ 26  
Commercial real estate   3,672     4,127     -     2,056     33  
Commercial   639     956     -     389     13  
Home equity   279     550     -     617     -  
Consumer   2     2     -     6     -  
Ending Balance   $ 7,376     $ 9,476     $ -     $ 5,616     $ 72  
Total impaired loans   $ 27,157     $ 29,257     $ 3,106     $ 27,207     $ 186  

The following is a summary of impaired loan balances and associated allowance by portfolio segment as of December 31, 2011:

    Recorded Investment   Unpaid Principal Balance   Related Allowance   Average Recorded Investment   Interest Income Recognized
With related allowance recorded:
                             
Residential real estate   $ 10,717     $ 11,287     $ 1,364     $ 11,280     $ 109  
Commercial real estate   5,477     5,478     961     7,257     3  
Commercial   3,636     3,636     815     3,963     7  
Home equity   1,888     1,887     440     1,457     1  
Consumer   136     136     91     106     -  
Ending Balance   $ 21,854     $ 22,424     $ 3,671     $ 24,063     $ 120  
Without related allowance recorded:
                             
Residential real estate   $ 1,998     $ 1,810     $ -     $ 1,847     $ 21  
Commercial real estate   2,353     3,815     -     2,078     -  
Commercial   383     665     -     393     -  
Home equity   782     1,189     -     422     -  
Consumer   16     176     -     18     -  
Ending Balance   $ 5,532     $ 7,655     $ -     $ 4,758     $ 21  
Total impaired loans   $ 27,386     $ 30,079     $ 3,671     $ 28,821     $ 141