EX-99.1 2 ex991investorpresentatio.htm EX-99.1 ex991investorpresentatio


 


 


 


 
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- 500,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000,000 4,500,000 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 7.00% 8.00% 9.00% 10.00%


 
- 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 0.00% 0.50% 1.00% 1.50% 2.00% 2.50% 3.00%


 
6% YoY Growth 7% YoY Growth 85 bps Growth 124 bps Growth -1.00% 1.00% 3.00% 5.00% 7.00% 9.00% $15 .0 $20 .0 $25 .0 $30 .0 $35 .0 $40 .0


 
• • • • • • • • • • • 1.87% 10.96% +200 bp -200 bp


 
Total primary liquidity is 1.9x uninsured and uncollateralized deposits as of 3/31/23 Customers with <$1mm in balances made up 65% of adjusted total deposits(3) at 3/31/23 and 63% at 12/31/22


 
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15 Year Stock price appreciation: 44.9% Average dividend yield: 3.17%


 
$2.3 $2.2 $2.3 $2.3 $2.6 $2.6 $2.8 $3.7 $3.9 $4.1 $4.3 $4.4 $4.9 $5.5 $5.7 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Total Assets $ in billions Acquisitions: 2008 Union Bankshares 2012 Bank of America (14 branches) 2015 The Bank of Maine Organic Growth 58% Acquisition Growth 42%


 
Total Assets $5.7 Billion Average Deposits $4.5 Billion 3% YoY Growth 7% 5 Year CAGR Net Income $61.4 Million 9% YoY Growth 11% 5 Year CAGR (11%) YoY Growth 17% 5 Year CAGR


 
7% YoY Growth 7% YoY Growth 27 bps YoY Growth 27 bps YoY Growth


 
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87% 87% 80% 74% 83% $3.7 $3.9 $4.2 $4.6 $4.9


 


 


 
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