CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 53,867	$ 50,566
Interest-bearing deposits in other banks (including restricted cash)	21,874	24,861
Total cash, cash equivalents and restricted cash	75,741	75,427
Investments:
Trading securities	3,971	3,990
Available-for-sale securities, at fair value (amortized cost of $777,621 and $796,960, respectively)	686,423	695,875
Held-to-maturity securities, at amortized cost (fair value of $510,999 and $506,193, respectively)	540,074	546,583
Other investments	19,414	12,713
Total investments	1,249,882	1,259,161
Loans held for sale, at fair value (book value of $4,539 and $5,259, respectively)	4,562	5,197
Loans	4,073,108	4,010,353
Less: allowance for credit losses on loans	(37,134)	(36,922)
Net loans	4,035,974	3,973,431
Goodwill	94,697	94,697
Core deposit intangible assets	1,415	1,563
Bank-owned life insurance	99,734	99,142
Premises and equipment, net	35,688	36,022
Deferred tax assets	47,281	50,217
Other assets	71,631	76,993
Total assets	5,716,605	5,671,850
Deposits:
Non-interest checking	1,047,491	1,141,753
Interest checking	1,609,330	1,763,850
Savings and money market	1,409,861	1,439,622
Certificates of deposit	360,103	300,451
Brokered deposits	215,949	181,253
Total deposits	4,642,734	4,826,929
Short-term borrowings	486,318	265,176
Junior subordinated debentures	44,331	44,331
Accrued interest and other liabilities	78,348	84,136
Total liabilities	5,251,731	5,220,572
Commitments and Contingencies (Note 7)
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 14,587,906 and 14,567,325 on March 31, 2023 and December 31, 2022, respectively	115,590	115,069
Retained earnings	468,755	462,164
Accumulated other comprehensive loss	(119,471)	(125,955)
Total shareholders’ equity	464,874	451,278
Total liabilities and shareholders’ equity	$ 5,716,605	$ 5,671,850