XML 57 R47.htm IDEA: XBRL DOCUMENT v3.22.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS (Narrative) (Details)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2022
USD ($)
loan
Mar. 31, 2022
USD ($)
Jun. 30, 2021
USD ($)
loan
Jun. 30, 2022
USD ($)
loan
Jun. 30, 2021
USD ($)
loan
Dec. 31, 2021
USD ($)
loan
Mar. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]                
SBA PPP Loans, Total Originations, Number of Loans | loan           1,620    
SBA PPP Loans, Total Originations           $ 102,200,000    
Loans and Leases Receivable, Related Parties, Description   At June 30, 2022 and December 31, 2021, outstanding loans to certain officers, directors and their associated companies were less than 5% of the Company's shareholders' equity.   At June 30, 2022 and December 31, 2021, outstanding loans to certain officers, directors and their associated companies were less than 5% of the Company's shareholders' equity.        
Proceeds from the sale of mortgage loans       $ 95,846,000 $ 312,474,000      
Gain on sale of mortgage loans       2,165,000 9,084,000      
Loans held for sale, at fair value (book value of $3,380 and $5,786, respectively) $ 3,340,000     3,340,000   5,815,000    
Allowance for Loan and Lease Losses, Period Increase (Decrease)       1,000,000        
Allowance for credit losses 34,244,000 $ 31,770,000 $ 32,060,000 34,244,000 32,060,000 33,256,000 $ 35,775,000 $ 37,865,000
(Credit) provision for loan losses 2,511,000   (3,452,000) $ 1,275,000 (5,306,000) (3,817,000)    
Other industry exposures       0        
Non-Accrual Loans 3,505,000     $ 3,505,000   4,327,000    
Loans outstanding 3,724,227,000     3,724,227,000   3,431,474,000    
Interest lost on nonaccrual loans 38,000   $ 67,000 85,000 $ 143,000      
Loans and Leases Receivable, Excluded Accrued Interest from Amortized Cost 8,500,000     8,500,000   7,800,000    
Recorded Investment 2,709,000     2,709,000   2,786,000    
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend $ 0     $ 0   0    
Loans modified | loan 0   0 0 0      
FHLB advances, general debt obligations, pledged collateral $ 1,500,000,000     $ 1,500,000,000   1,400,000,000    
SBA PPP Loans, 2021 Originations, Outstanding | loan 19     19        
Financing Receivable, Year One, Originated, Current Fiscal Year $ 612,651,000     $ 612,651,000   1,099,415,000    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,039,120,000     1,039,120,000   557,853,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 496,850,000     496,850,000   352,013,000    
SBA PPP                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 1,000 4,000 $ 66,000 1,000 $ 66,000 19,000 87,000 69,000
(Credit) provision for loan losses (3,000)   (21,000) (18,000) (3,000) (50,000)    
Loans outstanding 2,509,000     2,509,000   35,953,000    
Residential real estate                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 8,438,000 6,476,000 3,205,000 8,438,000 3,205,000 6,133,000 3,093,000 3,474,000
(Credit) provision for loan losses 1,978,000   77,000 2,321,000 (251,000) 2,644,000    
Non-Accrual Loans 1,831,000     1,831,000   2,107,000    
Loans outstanding 1,517,239,000     1,517,239,000   1,306,447,000    
Mortgage Loans in Process of Foreclosure, Amount 607,000     607,000   888,000    
Commercial                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 5,145,000 4,838,000 4,342,000 5,145,000 4,342,000 4,183,000 5,170,000 6,703,000
(Credit) provision for loan losses 400,000   (636,000) 1,243,000 (2,065,000) (1,941,000)    
Non-Accrual Loans 723,000     723,000   829,000    
Loans outstanding 421,220,000     421,220,000   363,695,000    
Home equity                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 1,796,000 1,435,000 2,065,000 1,796,000 2,065,000 1,469,000 2,176,000 2,616,000
(Credit) provision for loan losses 275,000   (4,000) 241,000 (406,000) (989,000)    
Non-Accrual Loans 741,000     741,000   1,175,000    
Loans outstanding 230,865,000     230,865,000   210,403,000    
Consumer                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 153,000 $ 106,000 289,000 153,000 289,000 79,000 $ 228,000 $ 393,000
(Credit) provision for loan losses 61,000   63,000 153,000 (59,000) (235,000)    
Non-Accrual Loans 28,000     28,000   32,000    
Loans outstanding 19,480,000     19,480,000   19,516,000    
Commercial real estate - non-owner-occupied, hospitality-related                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for credit losses 768,000     768,000   5,000,000    
(Credit) provision for loan losses       (4,200,000)        
Fixed Rate Residential Mortgage                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Proceeds from the sale of mortgage loans 47,000,000   110,800,000 93,700,000 303,400,000      
Gain on sale of mortgage loans 1,000,000   2,900,000 2,200,000 9,100,000      
Loans held for sale, at fair value (book value of $3,380 and $5,786, respectively) 3,400,000     3,400,000   5,800,000    
Commercial                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Recorded Investment 66,000     66,000   74,000    
Financing Receivable, Year One, Originated, Current Fiscal Year 47,548,000     47,548,000   91,247,000    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 77,905,000     77,905,000   44,213,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 37,800,000     37,800,000   45,835,000    
SBA PPP                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Financing Receivable, Year One, Originated, Current Fiscal Year 0     0   35,634,000    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 2,507,000     2,507,000   319,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,000     2,000   0    
Nonoperating Income (Expense) | Fixed Rate Residential Mortgage                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Gain on sale of mortgage loans 73,000   267,000,000,000 $ (69,000) $ (804,000)      
Unrealized gain (loss) on loans held for sale (40,000)   $ 29,000,000          
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Total Loan Portfolio                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Concentration risk (percentage)       13.00%        
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Commercial Real Estate                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Concentration risk (percentage)       32.00%        
Substandard [Member] | Commercial                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Financing Receivable, Year One, Originated, Current Fiscal Year 23,000     $ 23,000   0    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 20,000     20,000   339,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 145,000     145,000   320,000    
Substandard [Member] | SBA PPP                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Financing Receivable, Year One, Originated, Current Fiscal Year 0     0   0    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0     0   0    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0     0   0    
Pass [Member] | Commercial                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Financing Receivable, Year One, Originated, Current Fiscal Year 47,525,000     47,525,000   91,102,000    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 77,885,000     77,885,000   43,757,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 37,550,000     37,550,000   44,925,000    
Pass [Member] | SBA PPP                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Financing Receivable, Year One, Originated, Current Fiscal Year 0     0   35,164,000    
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 2,507,000     2,507,000   319,000    
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,000     2,000   0    
Performing Financial Instruments [Member] | Loans                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Recorded Investment 2,300,000     2,300,000   2,400,000    
Nonperforming Financial Instruments [Member] | Loans                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Recorded Investment $ 393,000     $ 393,000   $ 394,000