REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACS WITH CUSTOMERS

6 Months Ended

Jun. 30, 2022

Revenue from Contract with Customer [Abstract]

REVENUE FROM CONTRACTS WITH CUSTOMERS

REVENUE FROM CONTRACTS WITH CUSTOMERSA portion of the Company's non-interest income is derived from contracts with customers, and, as such, the revenue recognized depicts the transfer of promised goods or services to its customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The Company considers the terms of the contract and all relevant facts and circumstances when applying this guidance.

The Company has disaggregated its revenue from contracts with customers into categories based on the nature of the revenue. The categorization of revenues from contracts with customers that are within the scope of ASC 606 closely aligns with the presentation of revenue categories presented within non-interest income on the consolidated statements of income. The following table presents the revenue streams within the scope of ASC 606 for the periods indicated:

	Location on Consolidated Statements of Income	Three Months Ended June 30,				Six Months Ended June 30,
(In thousands)		2022		2021		2022		2021
Debit card interchange income	Debit card income	$	3,213	$	3,112	$	6,137	$	5,848
Services charges on deposit accounts	Service charges on deposit accounts	1,931		1,517		3,764		3,056
Fiduciary services income	Income from fiduciary services	1,681		1,707		3,312		3,233
Investment program income	Brokerage and insurance commissions	1,272		939		2,266		1,892
Other non-interest income	Other income	450		447		850		847
Total non-interest income within the scope of ASC 606		8,547		7,722		16,329		14,876
Total non-interest income not in scope of ASC 606		2,594		3,598		4,637		11,659
Total non-interest income		$	11,141	$	11,320	$	20,966	$	26,535

In each of the revenue streams identified above, there were no significant judgments made in determining or allocating the transaction price, as the consideration and services are generally explicitly identified in the associated contracts.