REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACS WITH CUSTOMERS

6 Months Ended

Jun. 30, 2021

Revenue from Contract with Customer [Abstract]

REVENUE FROM CONTRACTS WITH CUSTOMERS

REVENUE FROM CONTRACTS WITH CUSTOMERSA portion of the Company's non-interest income is derived from contracts with customers, and, as such, the revenue recognized depicts the transfer of promised goods or services to its customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The Company considers the terms of the contract and all relevant facts and circumstances when applying this guidance.

The Company has disaggregated its revenue from contracts with customers into categories based on the nature of the revenue. The categorization of revenues from contracts with customers that are within the scope of ASC 606 closely aligns with the presentation of revenue categories presented within non-interest income on the consolidated statements of income. The following table presents the revenue streams within the scope of ASC 606 for the periods indicated:

	Location on Consolidated Statements of Income	Three Months Ended June 30,				Six Months Ended June 30,
(In thousands)		2021		2020		2021		2020
Debit card interchange income	Debit card income	$	3,112	$	2,391	$	5,848	$	4,532
Services charges on deposit accounts	Service charges on deposit accounts	1,517		1,337		3,056		3,349
Fiduciary services income	Income from fiduciary services	1,707		1,603		3,233		3,105
Investment program income	Brokerage and insurance commissions	939		622		1,892		1,279
Other non-interest income	Other income	447		423		847		806
Total non-interest income within the scope of ASC 606		7,722		6,376		14,876		13,071
Total non-interest income not in scope of ASC 606		3,598		5,684		11,659		10,392
Total non-interest income		$	11,320	$	12,060	$	26,535	$	23,463

In each of the revenue streams identified above, there were no significant judgments made in determining or allocating the transaction price, as the consideration and services are generally explicitly identified in the associated contracts.