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Focused: • Gaining market share • Adherence to strategic plan • Opportunistically reviewing complementary acquisitions • Solid core funding and sticky deposit base Culture: • Experienced leadership team • Strong community spirit • Recognized by Greenwich Associates as a customer experience leader in both Retail and Small Business Banking Consistent Performance: • Profitability achieved through organic growth • Improved productivity • Disciplined expense structure • Diversified revenue stream Credit Quality: • Strong credit culture and history • Disciplined structure and process • Low charge-offs

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Fee income is 27% of total revenue (net interest income plus fee income)

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• • • • TBV Per Share(a) Dividends as a % of Net Income

• Stock price appreciation of 54.32% • Average dividend yield of 2.90%

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Top 15 Lenders Origination Units Rank % of Total Bangor Savings Bank 6,484 1 11.0% Quicken Loans 3,793 2 6.4% Camden National Bank 3,426 3 5.8% Residential Mortgage Services Inc. 3,317 4 5.6% United Wholesale Mortgage 2,045 5 3.5% Key Bank 1,903 6 3.2% Kennebec Savings Bank 1,898 7 3.2% First, N.A. 1,807 8 3.1% Machias Savings Bank 1,595 9 2.7% CUSO Mortgage Corp. 1,513 10 2.6% TD Bank, N.A. 1,169 11 2.0% Norway Savings Bank 1,062 12 1.8% Androscoggin Savings Bank 980 13 1.7% Mortgage Network 892 14 1.5% Bath Savings Institution 857 15 1.5% All Other Lenders 26,325 - 44.6% Total 59,066 100.0% Twelve Months Ended December 31, 2020