CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 32,477	$ 39,586
Interest-bearing deposits in other banks (including restricted cash)	21,732	36,050
Total cash, cash equivalents and restricted cash	54,209	75,636
Investments:
Available-for-sale securities, at fair value (book value of $931,876 and $913,978, respectively)	960,131	918,118
Held-to-maturity securities, at amortized cost (fair value of $1,358 and $1,359, respectively)	1,300	1,302
Other investments	15,056	13,649
Total investments	976,487	933,069
Loans held for sale, at fair value (book value of $28,356 and $11,915, respectively)	27,730	11,854
Loans	3,157,762	3,095,023
Less: allowance for loan losses	(26,521)	(25,171)
Net loans	3,131,241	3,069,852
Goodwill	94,697	94,697
Core deposit intangible assets	3,355	3,525
Bank-owned life insurance	93,033	92,344
Premises and equipment, net	41,131	41,836
Deferred tax assets	10,708	16,823
Other assets	161,948	89,885
Total assets	4,594,539	4,429,521
Deposits:
Non-interest checking	536,243	552,590
Interest checking	1,147,653	1,153,203
Savings and money market	1,146,038	1,119,193
Certificates of deposit	545,013	521,752
Brokered deposits	188,758	191,005
Total deposits	3,563,705	3,537,743
Short-term borrowings	326,722	268,809
Long-term borrowings	35,000	10,000
Subordinated debentures	59,155	59,080
Accrued interest and other liabilities	117,277	80,474
Total liabilities	4,101,859	3,956,106
Commitments and Contingencies
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 14,951,597 and 15,144,719 on March 31, 2020 and December 31, 2019, respectively	131,498	139,103
Retained earnings	349,141	340,580
Accumulated other comprehensive income (loss):
Net unrealized gain on available-for-sale debt securities, net of tax	22,180	3,250
Net unrealized loss on cash flow hedging derivative instruments, net of tax	(6,802)	(6,048)
Net unrecognized loss on postretirement plans, net of tax	(3,337)	(3,470)
Total accumulated other comprehensive income (loss)	12,041	(6,268)
Total shareholders’ equity	492,680	473,415
Total liabilities and shareholders’ equity	$ 4,594,539	$ 4,429,521