CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 48,153	$ 52,240
Interest-bearing deposits in other banks (including restricted cash)	38,083	14,759
Total cash, cash equivalents and restricted cash	86,236	66,999
Investments:
Available-for-sale securities, at fair value (book value of $915,099 and $933,399, respectively)	920,083	910,692
Held-to-maturity securities, at amortized cost (fair value of $1,335 and $1,291, respectively)	1,304	1,307
Other investments	11,713	14,679
Total investments	933,100	926,678
Loans held for sale, at fair value (book value of $13,088 and $4,314, respectively)	13,113	4,403
Loans	3,100,324	3,026,222
Less: allowance for loan losses	(26,163)	(24,712)
Net loans	3,074,161	3,001,510
Goodwill	94,697	94,697
Other intangible assets	3,877	4,230
Bank-owned life insurance	91,116	89,919
Premises and equipment, net	41,402	42,495
Deferred tax assets	16,836	23,053
Other assets	92,500	43,451
Total assets	4,447,038	4,297,435
Deposits:
Non-interest checking	505,355	496,729
Interest checking	1,111,424	1,023,373
Savings and money market	1,074,094	1,137,356
Certificates of deposit	547,786	443,912
Brokered deposits	352,951	363,104
Total deposits	3,591,610	3,464,474
Short-term borrowings	241,647	270,868
Long-term borrowings	10,000	11,580
Subordinated debentures	58,991	59,067
Accrued interest and other liabilities	77,031	55,621
Total liabilities	3,979,279	3,861,610
Commitments and Contingencies
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 15,457,480 and 15,591,914 on June 30, 2019 and December 31, 2018, respectively	151,801	158,215
Retained earnings	320,421	302,030
Accumulated other comprehensive loss:
Net unrealized gains (losses) on available-for-sale debt securities, net of tax	3,912	(17,826)
Net unrealized losses on cash flow hedging derivative instruments, net of tax	(6,314)	(4,437)
Net unrecognized losses on postretirement plans, net of tax	(2,061)	(2,157)
Total accumulated other comprehensive loss	(4,463)	(24,420)
Total shareholders’ equity	467,759	435,825
Total liabilities and shareholders’ equity	$ 4,447,038	$ 4,297,435