XML 52 R41.htm IDEA: XBRL DOCUMENT v3.19.1
LOANS AND ALLOWANCE FOR LOAN LOSSES (Narrative) (Details)
3 Months Ended 12 Months Ended
Mar. 31, 2019
USD ($)
loan
Mar. 31, 2018
USD ($)
loan
Dec. 31, 2018
USD ($)
Jun. 30, 2018
USD ($)
Dec. 31, 2017
USD ($)
Jun. 30, 2017
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans and Leases Receivable, Related Parties, Description At March 31, 2019 and 2018, outstanding loans to certain officers, directors and their associated companies was less than 5% of the Company's shareholders' equity. At March 31, 2019 and 2018, outstanding loans to certain officers, directors and their associated companies was less than 5% of the Company's shareholders' equity.        
Non-Accrual Loans $ 10,153,000   $ 10,530,000      
Other industry exposures 0          
Interest lost on nonaccrual loans $ 109,000 $ 162,000        
Number of TDRs | loan 0 0        
Loans modified | loan 0 0        
Financing Receivable, Individually Evaluated for Impairment $ 6,264,000 $ 11,225,000 6,926,000      
Proceeds from the sale of mortgage loans 28,834,000 46,426,000        
Gain on sale of mortgage loans 826,000 1,220,000        
Loans held for sale, at fair value (book value of $8,711 and $4,314, respectively) 8,795,000   4,403,000      
Financing Receivable, Allowance for Credit Losses 25,201,000 22,990,000 24,712,000 $ 24,712,000 $ 24,171,000 $ 24,171,000
FHLB advances, general debt obligations, pledged collateral 1,300,000,000   1,100,000,000      
Derivative, Fair Value, Net 98,000   15,000      
Unrealized Gain (Loss) on Derivatives (181,000) (12,000)        
Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans restructured due to credit difficulties that are now performing 3,800,000   3,900,000      
Financing receivables impaired TDR non-performing 600,000   500,000      
Residential Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 5,415,000   5,492,000      
Financing Receivable, Individually Evaluated for Impairment 4,736,000 5,059,000 4,762,000      
Mortgage Loans in Process of Foreclosure, Amount 2,700,000   2,300,000      
Financing Receivable, Allowance for Credit Losses 6,153,000 5,497,000 6,071,000 6,071,000 5,086,000 5,086,000
Commercial Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 975,000   1,380,000      
Financing Receivable, Individually Evaluated for Impairment 410,000 3,961,000 930,000      
Financing Receivable, Allowance for Credit Losses 11,838,000 10,286,000 11,654,000 11,654,000 11,863,000 11,863,000
Commercial            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 802,000   1,279,000      
Financing Receivable, Individually Evaluated for Impairment 223,000 1,714,000 786,000      
Financing Receivable, Allowance for Credit Losses 3,616,000 4,126,000 3,620,000 3,620,000 4,171,000 4,171,000
Home Equity            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 2,467,000   1,846,000      
Financing Receivable, Individually Evaluated for Impairment 895,000 491,000 442,000      
Financing Receivable, Allowance for Credit Losses 3,027,000 2,427,000 2,796,000 2,796,000 2,367,000 2,367,000
Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 9,000   15,000      
Financing Receivable, Individually Evaluated for Impairment 0 0 6,000      
Financing Receivable, Allowance for Credit Losses 259,000 230,000 234,000 234,000 233,000 233,000
HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 485,000   518,000      
Financing Receivable, Individually Evaluated for Impairment 0 0        
Financing Receivable, Allowance for Credit Losses 308,000 424,000 337,000 $ 337,000 $ 451,000 $ 451,000
Fixed Rate Residential Mortgage            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Proceeds from the sale of mortgage loans 28,000,000 45,200,000        
Gain on sale of mortgage loans 800,000 1,200,000        
Loans held for sale, at fair value (book value of $8,711 and $4,314, respectively) 8,700,000   4,300,000      
Nonoperating Income (Expense) | Fixed Rate Residential Mortgage            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gain on sale of mortgage loans (4,000) 9,000        
Unrealized gain (loss) on loans held for sale $ 84,000   89,000      
Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Number of Months 18          
Minimum | HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Term to maturity 7 years          
Maximum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Number of Months 24          
Maximum | HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Term to maturity 10 years          
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Total Loan Portfolio            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Concentration risk (percentage) 12.00%          
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Commercial Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Concentration risk (percentage) 28.00%          
Substandard (Grade 8) | Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Financing Receivable, Individually Evaluated for Impairment $ 500,000          
Forward Contracts [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Derivative, Fair Value, Net 98,000   $ 15,000      
Unrealized Gain (Loss) on Derivatives $ 83,000 $ 19,000