XML 55 R44.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS AND ALLOWANCE FOR LOAN LOSSES (Narrative) (Details)
3 Months Ended
Mar. 31, 2017
USD ($)
loan
Mar. 31, 2016
USD ($)
loan
Mar. 31, 2016
USD ($)
Mar. 31, 2016
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans $ 21,523,000       $ 20,713,000  
Other industry exposures 0          
Interest lost on nonaccrual loans $ 210,000     $ 184,000    
Number of TDRs 1 0 0      
Commitments to lend         0  
Loans modified | loan 0 0        
Financing Receivable, Individually Evaluated for Impairment $ 20,128,000 $ 13,881,000 $ 13,881,000 13,881,000    
Proceeds from the sale of mortgage loans 44,320,000     39,868,000 [1]    
Gain on sale of mortgage loans 1,280,000     972,000 [1]    
Loans held for sale, at fair value 5,679,000       14,836,000  
Other real estate owned 620,000       922,000  
Financing Receivable, Allowance for Credit Losses 23,721,000 21,339,000 21,339,000 21,339,000 23,116,000 $ 21,166,000
FHLB advances, general debt obligations, pledged collateral 1,100,000,000       1,100,000,000  
Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans restructured due to credit difficulties that are now performing 4,600,000       4,300,000  
Financing receivables impaired TDR non-performing 1,300,000       1,400,000  
Residential Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 4,105,000       3,945,000  
Financing Receivable, Individually Evaluated for Impairment 4,408,000 6,033,000 6,033,000 6,033,000 4,348,000  
Mortgage Loans in Process of Foreclosure, Amount 1,800,000       1,400,000  
Financing Receivable, Allowance for Credit Losses 4,271,000 4,516,000 4,516,000 4,516,000 4,160,000 4,545,000
Commercial Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 12,858,000       12,849,000  
Financing Receivable, Individually Evaluated for Impairment 13,191,000 3,130,000 3,130,000 3,130,000 13,317,000  
Financing Receivable, Allowance for Credit Losses 12,726,000 10,380,000 10,380,000 10,380,000 12,154,000 10,432,000
Commercial            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 1,994,000       2,088,000  
Financing Receivable, Individually Evaluated for Impairment 1,994,000 3,862,000 3,862,000 3,862,000 2,028,000  
Financing Receivable, Allowance for Credit Losses 3,815,000 3,298,000 3,298,000 3,298,000 3,755,000 3,241,000
Home Equity            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 1,548,000       1,620,000  
Financing Receivable, Individually Evaluated for Impairment 430,000 492,000 492,000 492,000 457,000  
Financing Receivable, Allowance for Credit Losses 2,107,000 2,622,000 2,622,000 2,622,000 2,194,000 2,731,000
Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 4,000       4,000  
Financing Receivable, Individually Evaluated for Impairment 7,000 7,000 7,000 7,000 7,000  
Financing Receivable, Allowance for Credit Losses 175,000 182,000 182,000 182,000 181,000 193,000
HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non-Accrual Loans 1,014,000       207,000  
Financing Receivable, Individually Evaluated for Impairment 98,000 357,000 357,000 357,000 97,000  
Financing Receivable, Allowance for Credit Losses 627,000 $ 341,000 $ 341,000 341,000 672,000 24,000
Unallocated            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Financing Receivable, Individually Evaluated for Impairment         20,254,000  
Financing Receivable, Allowance for Credit Losses         23,116,000 $ 21,166,000
Fixed Rate Residential Mortgage            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Proceeds from the sale of mortgage loans 43,000,000     38,900,000    
Gain on sale of mortgage loans 1,300,000     819,000    
Loans held for sale, at fair value 5,700,000       15,100,000  
Nonoperating Income (Expense) | Fixed Rate Residential Mortgage            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gain on sale of mortgage loans 254,000     6,000    
Unrealized gain (loss) on loans held for sale $ 35,000     $ 289,000    
Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Financing Receivable, Individually Evaluated for Impairment         $ 250,000  
Number of Months 18          
Minimum | HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Term to maturity 7 years          
Maximum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Number of Months 24          
Maximum | HPFC Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Term to maturity 10 years          
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Total Loan Portfolio            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Concentration risk (percentage) 13.00%          
Non-Residential Building Operators Industry Sector | Loan Concentration Risk | Commercial Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Concentration risk (percentage) 31.00%          
Substandard (Grade 8) | Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Financing Receivable, Individually Evaluated for Impairment $ 500,000          
[1] (1)The consolidated statement of cash flows for the three months ended March 31, 2016 has been adjusted to reflect the adoption of ASU 2016-09 in the second quarter of 2016 effective as of January 1, 2016.