XML 55 R44.htm IDEA: XBRL DOCUMENT v3.5.0.2
LOANS AND ALLOWANCE FOR LOAN LOSSES (Activity in Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]          
Reserve for unfunded commitments $ 22,000 $ 26,000 $ 22,000 $ 26,000 $ 22,000
Activity in ALL:          
Beginning balance 21,339,000 21,265,000 21,166,000 21,116,000 21,116,000
Loans charged off (626,000) (474,000) (1,427,000) (898,000) (2,616,000)
Recoveries 150,000 152,000 254,000 285,000 728,000
Provision (credit)(1) [1] 2,854,000 251,000 3,724,000 691,000 1,938,000
Ending balance 23,717,000 21,194,000 23,717,000 21,194,000 21,166,000
Ending Balance: Individually evaluated for impairment 2,015,000 1,267,000 2,015,000 1,267,000 1,369,000
Ending Balance: Collectively evaluated for impairment 21,702,000 19,927,000 21,702,000 19,927,000 19,797,000
Ending Balance: Individually evaluated for impairment 11,237,000 10,539,000 11,237,000 10,539,000 15,235,000
Ending Balance: Collectively evaluated for impairment 2,574,063,000 1,796,468,000 2,574,063,000 1,796,468,000 2,474,971,000
Total Loans Outstanding 2,585,300,000 1,807,007,000 2,585,300,000 1,807,007,000 2,490,206,000
Residential Real Estate          
Activity in ALL:          
Beginning balance 4,516,000 4,835,000 4,545,000 4,899,000 4,899,000
Loans charged off (19,000) (179,000) (229,000) (292,000) (801,000)
Recoveries 31,000 17,000 71,000 20,000 55,000
Provision (credit)(1) (97,000) 16,000 44,000 62,000 392,000
Ending balance 4,431,000 4,689,000 4,431,000 4,689,000 4,545,000
Ending Balance: Individually evaluated for impairment 497,000 724,000 497,000 724,000 544,000
Ending Balance: Collectively evaluated for impairment 3,934,000 3,965,000 3,934,000 3,965,000 4,001,000
Ending Balance: Individually evaluated for impairment 4,926,000 5,562,000 4,926,000 5,562,000 6,026,000
Ending Balance: Collectively evaluated for impairment 795,630,000 581,682,000 795,630,000 581,682,000 814,591,000
Total Loans Outstanding 800,556,000 587,244,000 800,556,000 587,244,000 820,617,000
Commercial Real Estate          
Activity in ALL:          
Beginning balance 10,380,000 8,234,000 10,432,000 7,951,000 7,951,000
Loans charged off (19,000) (48,000) (241,000) (103,000) (481,000)
Recoveries 34,000 54,000 43,000 64,000 74,000
Provision (credit)(1) 1,164,000 (80,000) 1,325,000 248,000 2,888,000
Ending balance 11,559,000 8,160,000 11,559,000 8,160,000 10,432,000
Ending Balance: Individually evaluated for impairment 29,000 240,000 29,000 240,000 644,000
Ending Balance: Collectively evaluated for impairment 11,530,000 7,920,000 11,530,000 7,920,000 9,788,000
Ending Balance: Individually evaluated for impairment 2,340,000 3,034,000 2,340,000 3,034,000 4,610,000
Ending Balance: Collectively evaluated for impairment 1,015,437,000 657,101,000 1,015,437,000 657,101,000 923,341,000
Total Loans Outstanding 1,017,777,000 660,135,000 1,017,777,000 660,135,000 927,951,000
Commercial          
Activity in ALL:          
Beginning balance 3,298,000 3,427,000 3,241,000 3,354,000 3,354,000
Loans charged off (203,000) (84,000) (429,000) (243,000) (655,000)
Recoveries 82,000 78,000 134,000 182,000 389,000
Provision (credit)(1) 1,381,000 (106,000) 1,612,000 22,000 153,000
Ending balance 4,558,000 3,315,000 4,558,000 3,315,000 3,241,000
Ending Balance: Individually evaluated for impairment 1,400,000 136,000 1,400,000 136,000 92,000
Ending Balance: Collectively evaluated for impairment 3,158,000 3,179,000 3,158,000 3,179,000 3,149,000
Ending Balance: Individually evaluated for impairment 3,461,000 800,000 3,461,000 800,000 3,937,000
Ending Balance: Collectively evaluated for impairment 333,056,000 261,387,000 333,056,000 261,387,000 293,784,000
Total Loans Outstanding 336,517,000 262,187,000 336,517,000 262,187,000 297,721,000
Home Equity          
Activity in ALL:          
Beginning balance 2,622,000 2,247,000 2,731,000 2,247,000 2,247,000
Loans charged off (57,000) (152,000) (185,000) (241,000) (525,000)
Recoveries 1,000 0 2,000 5,000 188,000
Provision (credit)(1) 380,000 49,000 398,000 133,000 821,000
Ending balance 2,946,000 2,144,000 2,946,000 2,144,000 2,731,000
Ending Balance: Individually evaluated for impairment 89,000 89,000 89,000 89,000 89,000
Ending Balance: Collectively evaluated for impairment 2,857,000 2,055,000 2,857,000 2,055,000 2,642,000
Ending Balance: Individually evaluated for impairment 503,000 986,000 503,000 986,000 588,000
Ending Balance: Collectively evaluated for impairment 341,478,000 280,071,000 341,478,000 280,071,000 348,046,000
Total Loans Outstanding 341,981,000 281,057,000 341,981,000 281,057,000 348,634,000
Consumer          
Activity in ALL:          
Beginning balance 182,000 270,000 193,000 281,000 281,000
Loans charged off (26,000) (11,000) (41,000) (19,000) (154,000)
Recoveries 2,000 3,000 4,000 14,000 22,000
Provision (credit)(1) 35,000 6,000 37,000 (8,000) 44,000
Ending balance 193,000 268,000 193,000 268,000 193,000
Ending Balance: Individually evaluated for impairment 0 78,000 0 78,000 0
Ending Balance: Collectively evaluated for impairment 193,000 190,000 193,000 190,000 193,000
Ending Balance: Individually evaluated for impairment 7,000 157,000 7,000 157,000 74,000
Ending Balance: Collectively evaluated for impairment 17,811,000 16,227,000 17,811,000 16,227,000 17,879,000
Total Loans Outstanding 17,818,000 16,384,000 17,818,000 16,384,000 17,953,000
HPFC Portfolio Segment [Member]          
Activity in ALL:          
Beginning balance 341,000 0 24,000 0 0
Loans charged off (302,000) 0 (302,000) 0 0
Recoveries 0 0 0 0 0
Provision (credit)(1) (9,000) 0 308,000 0 24,000
Ending balance 30,000 0 30,000 0 24,000
Ending Balance: Individually evaluated for impairment 0 0 0 0 0
Ending Balance: Collectively evaluated for impairment 30,000 0 30,000 0 24,000
Ending Balance: Individually evaluated for impairment 0 0 0 0 0
Ending Balance: Collectively evaluated for impairment 70,651,000 0 70,651,000 0 77,330,000
Total Loans Outstanding 70,651,000 0 70,651,000 0 77,330,000
Unallocated          
Activity in ALL:          
Beginning balance 0 2,252,000 0 2,384,000 2,384,000
Loans charged off 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision (credit)(1) 0 366,000 0 234,000 (2,384,000)
Ending balance 0 2,618,000 0 2,618,000 0
Ending Balance: Individually evaluated for impairment 0 0 0 0 0
Ending Balance: Collectively evaluated for impairment 0 2,618,000 0 2,618,000 0
Ending Balance: Individually evaluated for impairment 0 0 0 0 0
Ending Balance: Collectively evaluated for impairment 0 0 0 0 0
Total Loans Outstanding $ 0 $ 0 $ 0 $ 0 $ 0
[1] (1) The provision (credit) for loan losses excludes any impact for the change in the reserve for unfunded commitments, which represents management's estimate of the amount required to reflect the probable inherent losses on outstanding letters of credit and unused lines of credit. The reserve for unfunded commitments is presented within accrued interest and other liabilities on the consolidated statements of condition. At June 30, 2016 and 2015, and December 31, 2015, the reserve for unfunded commitments was $22,000, $26,000 and $22,000, respectively.