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REGULATORY CAPITAL (Notes)
 9 Months Ended
Sep. 30, 2015
Regulatory Capital Requirements [Abstract]  
Regulatory Capital Requirements under Banking Regulations [Text Block]
 
The Company and Bank are subject to various regulatory capital requirements administered by the FRB and the OCC. Failure to meet minimum capital requirements can result in mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements.

Effective January 1, 2015, the Company implemented the Basel III regulatory capital framework. These new rules and framework revised minimum capital requirements and adjusted prompt corrective action thresholds. The Company and Bank are required to maintain certain levels of capital based on risk-adjusted assets. These capital requirements represent quantitative measures of our assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and Bank's capital classification is also subject to qualitative judgments by our regulators about components, risk weightings and other factors. Under the Basel III regulatory capital framework, the quantitative measures established to ensure capital adequacy require us to maintain minimum amounts and ratios of total, Tier I capital, and common equity Tier I (as defined in the applicable regulations) to risk-weighted assets (as defined in the applicable regulations), and of Tier I capital to average assets, or leverage ratio (as defined in the applicable regulations). These guidelines apply to the Company on a consolidated basis. Under the current guidelines, banking organizations must have a minimum total risk-based capital ratio of 8.0%, a minimum Tier I risk-based capital ratio of 6.0%, a minimum common equity Tier I risk-based capital ratio of 4.5%, and a minimum leverage ratio of 4.0%. In addition to these requirements, banking organization must maintain a 2.5% capital conservation buffer consisting of common Tier I equity, subject to a transition schedule with a full phase-in by 2019.

The Company and Bank's risk-based capital ratios exceeded regulatory guidelines at September 30, 2015 under the newly implemented Basel III regulatory capital framework. The Company and Bank's risk-based capital ratios under prior rules at December 31, 2014 also exceeded regulatory capital requirements under previous regulatory capital requirements in place. The following table presents the Company and Bank's regulatory capital ratios at the periods indicated:
 
 
Current Regulatory Guidance
 
Prior Regulatory Guidance
 
 
September 30,
2015
 
Minimum Regulatory Capital Required
 
Minimum Regulatory Provision To Be "Well Capitalized" Under Prompt Corrective Action Provisions
 
December 31,
2014
 
Minimum Regulatory Capital Required
 
Minimum Regulatory Provision To Be "Well Capitalized" Under Prompt Corrective Action Provisions
Camden National Corporation:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
 
14.76
%
 
8.00
%
 
N/A

 
15.16
%
 
8.00
%
 
N/A

Tier I risk-based capital ratio
 
13.67
%
 
6.00
%
 
N/A

 
13.97
%
 
4.00
%
 
N/A

Common equity Tier I risk-based capital ratio(1)
 
11.44
%
 
4.50
%
 
N/A

 
N/A

 
N/A

 
N/A

Tier I leverage capital ratio
 
9.41
%
 
4.00
%
 
N/A

 
9.26
%
 
4.00
%
 
N/A

Camden National Bank:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
 
13.47
%
 
8.00
%
 
10.00
%
 
13.85
%
 
8.00
%
 
10.00
%
Tier I risk-based capital ratio
 
12.37
%
 
6.00
%
 
8.00
%
 
12.65
%
 
4.00
%
 
6.00
%
Common equity Tier I risk-based capital ratio(1)
 
12.37
%
 
4.50
%
 
6.50
%
 
N/A

 
N/A

 
N/A

Tier I leverage capital ratio
 
8.52
%
 
4.00
%
 
5.00
%
 
8.38
%
 
4.00
%
 
5.00
%
(1) Common equity Tier I risk-based capital ratio was a new risk-based capital ratio implemented with Basel III on January 1, 2015.

In addition, the OCC requires a minimum level of $2.5 million of Tier I capital to be maintained at Acadia Trust. As of September 30, 2015 and December 31, 2014, Acadia Trust met all of its capital requirements.

Although the junior subordinated debentures are recorded as a liability on the Company's consolidated statements of condition, the Company is permitted, in accordance with regulatory guidelines, to include, subject to certain limits, the junior subordinated debentures in our calculation of risk-based capital. At September 30, 2015 and December 31, 2014, $43.0 million of the junior subordinated debentures were included in Tier I and total risk-based capital for the Company.