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LOANS AND ALLOWANCE FOR LOAN LOSSES (Narrative) (Details) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2014
industry
loans
Mar. 31, 2013
Dec. 31, 2013
loans
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gain (loss) on sale of mortgage loans $ 0 $ 307,000  
Allowance for Doubtful Accounts Receivable, Period Increase (Decrease) 80,000    
Increase (Decrease) in Finance Receivables 39,800,000    
Number of Portfolio Concentration Industries 2    
Non-residential building operator loans expressed as a percentage of the total commercial real estate loans 27.00%   28.00%
Lodging loans expressed as a percentage of the total commercial real estate loans 24.00%   25.00%
Loans And Leases Receivable Impaired Interest Income Foregone 230,000 252,000  
Number of Contracts 44   44
Current Balance 6,668,000   7,136,000
Other real estate owned 2,712,000   2,195,000
Fixed Rate Residential Mortgage
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Mortgage Loans sold on secondary market 0 9,400,000  
Gain (loss) on sale of mortgage loans   307,000  
Loans
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit Losses related to troubled debt restructuring 707,000   656,000
Number of Contracts 1 4  
Current Balance 149,000 638,000  
Loans restructured due to credit difficulties that are now performing 5,400,000   5,500,000
Residential Portfolio Segment [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable in Process of Foreclosure 5,900,000   4,400,000
Commercial Real Estate [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of other real estate properties 8   6
Other real estate owned 1,700,000   1,200,000
Residential Real Estate [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of other real estate properties 10   10
Other real estate owned $ 1,000,000   $ 1,000,000