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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets:    
Cash And Due From Banks $ 27,127 $ 11,608
Federal funds sold 31,412 9,300
Interest bearing bank deposits 12,830 6,346
Cash and cash equivalents 71,369 27,254
Securities available-for-sale 270,910 405,304
Total Loans 557,294 504,458
Allowance for credit losses (6,863) (5,765)
Loans, net 550,431 498,693
Premises and equipment, net 45,535 46,575
Bank-owned life insurance 17,110 19,952
Other assets 19,900 26,110
Total assets 975,255 1,023,888
Deposits:    
Noninterest-bearing 270,723 311,371
Interest-bearing 625,520 638,966
Total deposits 896,243 950,337
Federal funds purchased and securities sold under agreements to repurchase 1,486 2,551
Accrued expenses and other liabilities 1,019 2,959
Total liabilities 898,748 955,847
Stockholders' equity:    
Preferred stock 0 0
Common stock 39 39
Additional paid-in capital 3,801 3,797
Retained earnings 113,398 116,600
Accumulated other comprehensive income (loss), net (29,029) (40,920)
Less treasury stock, at cost (11,702) (11,475)
Total stockholders' equity 76,507 68,041
Total liabilities and stockholders' equity $ 975,255 $ 1,023,888