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Loan and Allowance for Loan Loss (Tables)

3 Months Ended

Mar. 31, 2015

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

				March 31,		December 31,
(In thousands)				2015		2014
Commercial and industrial			$	52,536	$	54,329
Construction and land development				37,925		37,298
Commercial real estate:
	Owner occupied			43,356		52,296
	Other			139,515		139,710
		Total commercial real estate		182,871		192,006
Residential real estate:
	Consumer mortgage			65,997		66,489
	Investment property			45,268		41,152
		Total residential real estate		111,265		107,641
Consumer installment				12,478		12,335
		Total loans		397,075		403,609
Less: unearned income				(462)		(655)
		Loans, net of unearned income	$	396,613	$	402,954

Past Due Financing Receivables [Table Text Block]

					Accruing	Accruing	Total
					30-89 Days	Greater than	Accruing	Non-		Total
(In thousands)			Current		Past Due	90 days	Loans	Accrual		Loans
March 31, 2015:
Commercial and industrial			$	52,401	82	2	52,485	51	$	52,536
Construction and land development				36,988	319	—	37,307	618		37,925
Commercial real estate:
	Owner occupied			42,951	—	—	42,951	405		43,356
	Other			139,515	—	—	139,515	—		139,515
		Total commercial real estate		182,466	—	—	182,466	405		182,871
Residential real estate:
	Consumer mortgage			64,952	1,018	—	65,970	27		65,997
	Investment property			44,719	399	—	45,118	150		45,268
		Total residential real estate		109,671	1,417	—	111,088	177		111,265
Consumer installment				12,453	25	—	12,478	—		12,478
		Total	$	393,979	1,843	2	395,824	1,251	$	397,075


December 31, 2014:
Commercial and industrial			$	54,106	168	—	54,274	55	$	54,329
Construction and land development				36,483	210	—	36,693	605		37,298
Commercial real estate:
	Owner occupied			51,832	201	—	52,033	263		52,296
	Other			139,710	—	—	139,710	—		139,710
		Total commercial real estate		191,542	201	—	191,743	263		192,006
Residential real estate:
	Consumer mortgage			64,713	1,736	—	66,449	40		66,489
	Investment property			40,503	495	—	40,998	154		41,152
		Total residential real estate		105,216	2,231	—	107,447	194		107,641
Consumer installment				12,290	45	—	12,335	—		12,335
		Total	$	399,637	2,855	—	402,492	1,117	$	403,609

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			March 31, 2015
(In thousands)		Commercial and industrial		Construction and land development	Commercial real estate	Residential real estate	Consumer installment		Total
Quarter ended:
Beginning balance		$	639	974	1,928	1,119	176	$	4,836
Charge-offs			(58)	—	—	(60)	(17)		(135)
Recoveries			1	5	—	14	1		21
	Net (charge-offs) recoveries		(57)	5	—	(46)	(16)		(114)
Provision for loan losses			62	(149)	(40)	80	47		—
Ending balance		$	644	830	1,888	1,153	207	$	4,722

			March 31, 2014
(In thousands)		Commercial and industrial		Construction and land development	Commercial real estate	Residential real estate	Consumer installment		Total
Quarter ended:
Beginning balance		$	386	366	3,186	1,114	216		5,268
Charge-offs			—	(236)	—	(31)	(36)	$	(303)
Recoveries			4	2	118	16	6	$	146
	Net recoveries (charge-offs)		4	(234)	118	(15)	(30)		(157)
Provision for loan losses			92	82	(811)	157	80	$	(400)
Ending balance		$	482	214	2,493	1,256	266	$	4,711

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

			Collectively evaluated (1)		Individually evaluated (2)		Total
			Allowance	Recorded	Allowance	Recorded	Allowance	Recorded
			for loan	investment	for loan	investment	for loan	investment
(In thousands)			losses	in loans	losses	in loans	losses	in loans
March 31, 2015:
Commercial and industrial		$	644	52,475	—	61	644	52,536
Construction and land development			830	37,307	—	618	830	37,925
Commercial real estate			1,704	181,192	184	1,679	1,888	182,871
Residential real estate			1,153	110,356	—	909	1,153	111,265
Consumer installment			207	12,478	—	—	207	12,478
	Total	$	4,538	393,808	184	3,267	4,722	397,075

March 31, 2014:
Commercial and industrial		$	482	54,520	—	112	482	54,632
Construction and land development			214	29,904	—	1,371	214	31,275
Commercial real estate			2,314	176,548	179	2,173	2,493	178,721
Residential real estate			1,256	100,529	—	904	1,256	101,433
Consumer installment			266	11,766	—	—	266	11,766
	Total	$	4,532	373,267	179	4,560	4,711	377,827

(1)	Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
	pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2)	Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
	pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)				Pass	Special Mention	Substandard Accruing	Nonaccrual		Total loans
March 31, 2015:
Commercial and industrial			$	47,816	4,284	385	51	$	52,536
Construction and land development				36,505	34	768	618		37,925
Commercial real estate:
	Owner occupied			41,017	1,709	225	405		43,356
	Other			136,637	2,223	655	—		139,515
		Total commercial real estate		177,654	3,932	880	405		182,871
Residential real estate:
	Consumer mortgage			59,567	1,964	4,439	27		65,997
	Investment property			43,342	533	1,243	150		45,268
		Total residential real estate		102,909	2,497	5,682	177		111,265
Consumer installment				12,293	73	112	—		12,478
		Total	$	377,177	10,820	7,827	1,251	$	397,075

December 31, 2014:
Commercial and industrial			$	49,550	4,348	376	55	$	54,329
Construction and land development				35,911	226	556	605		37,298
Commercial real estate:
	Owner occupied			49,900	1,905	228	263		52,296
	Other			136,801	2,253	656	—		139,710
		Total commercial real estate		186,701	4,158	884	263		192,006
Residential real estate:
	Consumer mortgage			59,646	1,912	4,891	40		66,489
	Investment property			39,348	624	1,026	154		41,152
		Total residential real estate		98,994	2,536	5,917	194		107,641
Consumer installment				12,200	21	114	—		12,335
		Total	$	383,356	11,289	7,847	1,117	$	403,609

Impaired Financing Receivables [Table Text Block]


				March 31, 2015
(In thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial and industrial			$	61	—	61
Construction and land development				2,609	(1,991)	618
Commercial real estate:
	Owner occupied			321	(70)	251
		Total commercial real estate		321	(70)	251
Residential real estate:
	Consumer mortgages			928	(169)	759
	Investment property			179	(29)	150
		Total residential real estate		1,107	(198)	909
		Total	$	4,098	(2,259)	1,839
With allowance recorded:
Commercial real estate:
	Owner occupied			836	—	836		92
	Other			592	—	592		92
		Total commercial real estate		1,428	—	1,428		184
		Total	$	1,428	—	1,428	$	184
		Total impaired loans	$	5,526	(2,259)	3,267	$	184

(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

				December 31, 2014
(In thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial and industrial			$	70	—	70
Construction and land development				2,822	(2,217)	605
Commercial real estate:
	Owner occupied			331	(68)	263
		Total commercial real estate		331	(68)	263
Residential real estate:
	Consumer mortgages			934	(192)	742
	Investment property			180	(26)	154
		Total residential real estate		1,114	(218)	896
		Total	$	4,337	(2,503)	1,834
With allowance recorded:
Commercial real estate:
	Owner occupied			846	—	846		102
	Other			591	—	591		92
		Total commercial real estate		1,437	—	1,437		194
		Total	$	1,437	—	1,437	$	194
		Total impaired loans	$	5,774	(2,503)	3,271	$	194

(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

			Quarter ended March 31, 2015				Quarter ended March 31, 2014
				Average	Total interest			Average	Total interest
				recorded	income			recorded	income
(In thousands)				investment	recognized			investment	recognized
Impaired loans:
Commercial and industrial			$	67	$	1	$	116	$	2
Construction and land development				616		—		1,508		—
Commercial real estate:
	Owner occupied			1,099		12		1,648		12
	Other			591		10		1,026		9
		Total commercial real estate		1,690		22		2,674		21
Residential real estate:
	Consumer mortgages			751		15		742		—
	Investment property			153		—		170		—
		Total residential real estate		904		15		912		—
		Total	$	3,277	$	38	$	5,210	$	23

Troubled Debt Restructurings, Accrual Status [Table Text Block]

				TDRs
								Related
(In thousands)				Accruing	Nonaccrual	Total		Allowance
March 31, 2015
Commercial and industrial			$	61	—	61	$	—
Construction and land development				—	618	618		—
Commercial real estate:
	Owner occupied			836	251	1,087		92
	Other			592	—	592		92
		Total commercial real estate		1,428	251	1,679		184
Residential real estate:
	Consumer mortgages			759	—	759		—
	Investment property			—	150	150		—
		Total residential real estate		759	150	909		—
		Total	$	2,248	1,019	3,267	$	184

December 31, 2014
Commercial and industrial			$	70	—	70	$	—
Construction and land development				—	605	605		—
Commercial real estate:
	Owner occupied			846	263	1,109		102
	Other			591	—	591		92
		Total commercial real estate		1,437	263	1,700		194
Residential real estate:
	Consumer mortgages			742	—	742		—
	Investment property			—	154	154		—
		Total residential real estate		742	154	896		—
		Total	$	2,249	1,022	3,271	$	194

Troubled Debt Restructuring, Modifications [Table Text Block]

			March 31, 2015				March 31, 2014
					Pre-	Post -			Pre-	Post -
					modification	modification			modification	modification
			Number		outstanding	outstanding	Number		outstanding	outstanding
			of		recorded	recorded	of		recorded	recorded
(Dollars in thousands)			contracts		investment	investment	contracts		investment	investment
TDRs:
Construction and land development			1	$	116	113	—	$	—	—
Commercial real estate:
	Other		1		592	592	—		—	—
		Total commercial real estate	1		592	592	—		—	—
Residential real estate:
		Total	2	$	708	705	—	$	—	—

Schedule Of Debtor, Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]

			Quarter ended March 31, 2015			Quarter ended March 31, 2014
			Number of		Recorded	Number of		Recorded
(Dollars in thousands)			Contracts		investment⁽¹⁾	Contracts		investment⁽¹⁾
TDRs:
Commercial real estate:
	Owner occupied		1	$	261	—	$	—
		Total commercial real estate	1		261	—		—
Residential real estate:
	Investment property		1		150	—		—
		Total residential real estate	1		150	—		—
		Total	2	$	411	—	$	—
(1) Amount as of applicable month end during the respective period for which there was a payment default.