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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Consolidated Statements of Cash Flows      
Net earnings $ 7,118 $ 6,763 $ 5,538
Adjustments to reconcile net earnings to net cash provided by operating activties:      
Provision for loan and lease losses 400 3,815 2,450
Depreciation and amortization 827 837 665
Premium amortization and discount accretion, net 1,956 2,992 2,445
Deferred Income Tax Expense (Benefit) 1,537 624 (368)
Net gain on securities available for sale (651) (679) (878)
Net gain on sale of loans held for sale (2,030) (3,430) (1,680)
Net loss on other real estate owned 477 245 1,830
Loss on prepayment of long-term debt 3,028 3,720 0
Loans originated for sale (94,980) (154,044) (71,350)
Proceeds from sale of loans 96,779 156,967 73,550
Net gain on disposition of premises and equipment (1,018) 0 0
Increase in cash surrender value of bank owned life insurance (427) (445) (460)
Gain on sale of affordable housing partnerships investments 0 3,268 0
Loss on affordable housing partnership investments 0 0 646
Net decrease in other assets 1,232 1,131 1,015
Net (decrease) increase in accrued expenses and other liabilities (527) (171) 685
Net cash provided by operating activities 13,721 15,057 14,088
Cash flows from investing activities:      
Proceeds from sales of securities available-for-sale 40,251 57,650 128,715
Proceeds from maturities of securities available-for-sale 54,737 112,005 95,641
Purchase of securities available-for-sale (123,449) (130,352) (200,106)
Decrease (increase) in loans, net 10,721 (33,456) (2,824)
Net purchases of premises and equipment (462) (1,549) (1,568)
Decrease in FHLB stock 1,153 2,067 856
Capital contributions to affordable housing limited partnerships 0 0 (4,378)
Proceeds from sale of affordable housing limited partnerships 0 8,499 0
Proceeds from sale of premises and equipment 1,148 0 0
Proceeds from sale of other real estate owned 2,836 4,249 1,966
Net cash (used in) provided by investing activities (13,065) 19,113 18,302
Cash flows from financing activities:      
Net increase in noninterest-bearing deposits 7,726 11,738 18,616
Net increase (decrease) in interest-bearing deposits 24,301 5,527 (6,191)
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 674 (116) 120
Repayments or retirement of long-term debt (38,028) (41,816) (8,018)
Proceeds from sale of treasury stock 4 5 1
Stock repurchases 0 0 0
Dividends paid (3,060) (2,987) (2,914)
Net cash (used in) provided by financing activities (8,383) (27,649) 1,614
Net change in cash and cash equivalents (7,727) 6,521 34,004
Cash and cash equivalents at beginning of period 61,949 55,428 21,424
Cash and cash equivalents at end of period 54,222 61,949 55,428
Supplemental disclosures of cash flow information:      
Interest 6,761 8,535 11,713
Income taxes 758 1,224 347
Supplemental disclosure of non-cash transactions:      
Real estate acquired through foreclosure $ 2,278 $ 1,515 $ 3,569