Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets:
Cash and due from banks	$ 13,437	$ 18,762
Federal funds sold	26,965	42,682
Interest bearing bank deposits	13,820	505
Cash and cash equivalents	54,222	61,949
Securities available-for-sale	271,219	259,475
Loans held for sale	2,296	2,887
Loans, net of unearned income	383,339	398,193
Allowance for loan losses	(5,268)	(6,723)
Loans, net	378,071	391,470
Premises and equipment, net	10,442	10,528
Bank-owned life insurance	17,503	17,076
Other real estate owned	3,884	4,919
Other assets	13,706	11,529
Total assets	751,343	759,833
Deposits:
Noninterest-bearing	125,740	118,014
Interest-bearing	543,104	518,803
Total deposits	668,844	636,817
Federal funds purchased and securities sold under agreements to repurchase	3,363	2,689
Long-term debt	12,217	47,217
Accrued expenses and other liabilities	2,434	2,961
Total liabilities	686,858	689,684
Stockholders' equity:
Preferred stock	0	0
Common stock	39	39
Additional paid-in capital	3,759	3,756
Retained earnings	71,879	67,821
Accumulated other comprehensive (loss) income, net	(4,552)	5,174
Less treasury stock, at cost	6,640	6,641
Total stockholders' equity	64,485	70,149
Total liabilities and stockholders' equity	$ 751,343	$ 759,833