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Loan and Alowance for Loan Loss (Tables)
6 Months Ended
Jun. 30, 2012
Loans And Leases Receivable Disclosure  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
       June 30,  December 31,
(In thousands)  2012  2011
Commercial and industrial $59,418 $54,988
Construction and land development  38,968  39,814
Commercial real estate:      
 Owner occupied  72,723  70,202
 Other  113,123  92,233
  Total commercial real estate  185,846  162,435
Residential real estate:      
 Consumer mortgage  58,092  57,958
 Investment property  46,135  43,767
  Total residential real estate  104,227  101,725
Consumer installment  11,133  11,454
  Total loans  399,592  370,416
Less: unearned income  (222)  (153)
  Loans, net of unearned income $399,370 $370,263
Past Due Financing Receivables [Table Text Block]
         AccruingAccruingTotal    
         30-89 DaysGreater thanAccruingNon-  Total
(In thousands) CurrentPast Due90 daysLoansAccrual  Loans
June 30, 2012:          
Commercial and industrial $ 59,000 321—     59,321 97 $ 59,418
Construction and land development   34,840 270—     35,110 3,858   38,968
Commercial real estate:          
 Owner occupied   71,060—    —     71,060 1,663   72,723
 Other   112,581 92—     112,673 450   113,123
  Total commercial real estate   183,641 92—     183,733 2,113   185,846
Residential real estate:          
 Consumer mortgage   56,775 309—     57,084 1,008   58,092
 Investment property   44,284 699—     44,983 1,152   46,135
  Total residential real estate   101,059 1,008—     102,067 2,160   104,227
Consumer installment   11,068 596     11,133—       11,133
  Total $ 389,608 1,7506     391,364 8,228 $ 399,592

                
December 31, 2011:          
Commercial and industrial $ 53,721 1,191—     54,912 76 $ 54,988
Construction and land development   34,402 317—     34,719 5,095   39,814
Commercial real estate:          
 Owner occupied   68,551—    —     68,551 1,651   70,202
 Other   90,427—    —     90,427 1,806   92,233
  Total commercial real estate   158,978—    —     158,978 3,457   162,435
Residential real estate:          
 Consumer mortgage   56,610 400—     57,010 948   57,958
 Investment property   42,144 845—     42,989 778   43,767
  Total residential real estate   98,754 1,245—     99,999 1,726   101,725
Consumer installment   11,397 57—     11,454—       11,454
  Total $ 357,252 2,810—     360,062 10,354 $ 370,416
                
                
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   June 30, 2012
(In thousands)Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment    Total
Quarter ended:               
Beginning balance$845 1,439 3,816 1,332 64   $ 7,496
Charge-offs (95) (231) (1,218) (78) (26)    (1,648)
Recoveries 5 1 —     45 4     55
 Net charge-offs (90) (230) (1,218) (33) (22)    (1,593)
Provision (24) 414 219 (21) 12    600
Ending balance$ 731  1,623  2,817  1,278  54   $ 6,503

Six months ended:               
Beginning balance$948 1,470 3,009 1,363 129   $ 6,919
Charge-offs (95) (231) (1,218) (111) (32)    (1,687)
Recoveries 8 1 —     51 11     71
 Net charge-offs (87) (230) (1,218) (60) (21)    (1,616)
Provision (130) 383 1,026 (25) (54)    1,200
Ending balance$ 731  1,623  2,817  1,278  54   $ 6,503

   June 30, 2011
(In thousands)Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Unallocated  Total
Quarter ended:               
Beginning balance$1,142 2,257 2,697 1,284 202 273 $ 7,855
Charge-offs (306) (112) —     (389) (2) —     $(809)
Recoveries 12 —     —     86 2 —     $100
 Net charge-offs (294) (112) —     (303) —     —      (709)
Provision (81) 614 25 123 (12) (69) $600
Ending balance$767 2,759 2,722 1,104 190 204 $ 7,746

Six months ended:             
Beginning balance$972 2,223 2,893 1,336 141 111 $ 7,676
Charge-offs (362) (145) (339) (446) (3) —      (1,295)
Recoveries 23 1 —     135 6 —       165
 Net (charge-offs) recoveries  (339) (144) (339) (311) 3 —      (1,130)
Provision 134 680 168 79 46 93  1,200
Ending balance$ 767  2,759  2,722  1,104  190  204 $ 7,746
FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock
       Collectively evaluated (1) Individually evaluated (2) Total
       AllowanceRecorded AllowanceRecorded AllowanceRecorded
       for loaninvestment for loaninvestment for loaninvestment
(In thousands) lossesin loans lossesin loans lossesin loans
June 30, 2012:         
Commercial and industrial$ 731 59,223 —     195  731 59,418
Construction and land development  1,257 35,110  366 3,858  1,623 38,968
Commercial real estate  2,666 182,817  151 3,029  2,817 185,846
Residential real estate  953 102,678  325 1,549  1,278 104,227
Consumer installment  54 11,133 —    —      54 11,133
  Total$ 5,661 390,961  842 8,631  6,503 399,592

June 30, 2011:         
Commercial and industrial$ 767 51,794 —     233  767 52,027
Construction and land development  2,477 41,020  282 2,844  2,759 43,864
Commercial real estate  2,337 161,953  385 4,319  2,722 166,272
Residential real estate  1,010 99,547  94 949  1,104 100,496
Consumer installment  190 11,248 —    —      190 11,248
Unallocated  204—     —    —      204—    
  Total$ 6,985 365,562  761 8,345  7,746 373,907
               
(1)Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
 pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2)Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
 pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.
Financing Receivable Credit Quality Indicators [Table Text Block]
         June 30, 2012
(In thousands)  Pass  Special Mention Substandard Accruing Nonaccrual  Total loans
Commercial and industrial$ 58,363  413  545  97 $ 59,418
Construction and land development  33,634  532  944  3,858   38,968
Commercial real estate:           
 Owner occupied  64,879  5,265  916  1,663   72,723
 Other  103,947  613  8,113  450   113,123
  Total commercial real estate  168,826  5,878  9,029  2,113   185,846
Residential real estate:           
 Consumer mortgage  50,698  1,541  4,845  1,008   58,092
 Investment property  40,966  1,435  2,582  1,152   46,135
  Total residential real estate  91,664  2,976  7,427  2,160   104,227
Consumer installment  10,791  209  133 —       11,133
  Total$ 363,278  10,008  18,078  8,228 $ 399,592

         December 31, 2011
(In thousands)  Pass  Special Mention Substandard Accruing Nonaccrual  Total loans
Commercial and industrial$ 52,834  1,359  719  76 $ 54,988
Construction and land development  33,373  266  1,080  5,095   39,814
Commercial real estate:           
 Owner occupied  62,543  4,951  1,057  1,651   70,202
 Other  81,584  622  8,221  1,806   92,233
  Total commercial real estate  144,127  5,573  9,278  3,457   162,435
Residential real estate:           
 Consumer mortgage  50,156  1,575  5,279  948   57,958
 Investment property  38,732  2,225  2,032  778   43,767
  Total residential real estate  88,888  3,800  7,311  1,726   101,725
Consumer installment  11,078  248  128 —       11,454
  Total$ 330,300  11,246  18,516  10,354 $ 370,416
Impaired Financing Receivables [Table Text Block]
             
       June 30, 2012
(In thousands) Unpaid principal balance (1)Charge-offs and payments applied (2)Recorded investment (3)  Related allowance
With no allowance recorded:
Commercial and industrial$195—    195   
Construction and land development 2,879(1,601)1,278   
Commercial real estate:       
 Owner occupied 1,919(256)1,663   
 Other 511(61)450   
  Total commercial real estate 2,430(317)2,113   
Residential real estate:       
 Consumer mortgages —    —    —       
 Investment property —    —    —       
  Total residential real estate —    —    —       
Consumer installment —    —    —       
  Total $ 5,504 (1,918) 3,586 
With allowance recorded: 
Commercial and industrial$—    —    —     $—    
Construction and land development 2,817(237)2,580  366
Commercial real estate:       
 Owner occupied 916—    916  151
 Other —    —    —      0
  Total commercial real estate 916—    916  151
Residential real estate:       
 Consumer mortgages 980(125)855  50
 Investment property 714(20)694  275
  Total residential real estate 1,694(145)1,549  325
Consumer installment —    —    —      —    
  Total $ 5,427 (382) 5,045 $ 842
  Total impaired loans$ 10,931 (2,300) 8,631 $ 842
             
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
 applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
  any related allowance for loan losses.

       December 31, 2011
(In thousands) Unpaid principal balance (1)Charge-offs and payments applied (2)Recorded investment (3)  Related allowance
With no allowance recorded:
Commercial and industrial$216—    216   
Construction and land development 3,958(1,572)2,386   
Commercial real estate:       
 Owner occupied 361(11)350   
 Other 655(50)605   
  Total commercial real estate 1,016(61)955   
Residential real estate:       
 Consumer mortgages —    —    —       
 Investment property —    —    —       
  Total residential real estate —    —    —       
Consumer installment —    —    —       
  Total $ 5,190 (1,633) 3,557 
With allowance recorded: 
Commercial and industrial$—    —    —     $—    
Construction and land development 2,882(173)2,709  147
Commercial real estate:       
 Owner occupied 2,255(29)2,226  544
 Other 1,242(41)1,201  264
  Total commercial real estate 3,497(70)3,427  808
Residential real estate:       
 Consumer mortgages 1,707(797)910  103
 Investment property 390(7)383  163
  Total residential real estate 2,097(804)1,293  266
Consumer installment —    —    —      —    
  Total $ 8,476 (1,047) 7,429 $ 1,221
  Total impaired loans$ 13,666 (2,680) 10,986 $ 1,221
             
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
 applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
  any related allowance for loan losses.
ScheduleOfAverageImpairedFinancingReceivableTableTextBlock
       Quarter ended June 30, 2012 Six months ended June 30, 2012
       Average Total interest Average Total interest
       recorded income recorded income
(In thousands) investment recognized investment recognized
Impaired loans:
Commercial and industrial$197 4 205 8
Construction and land development 4,185 —     4,595 —    
Commercial real estate:        
 Owner occupied 2,561 18 2,566 35
 Other 1,245 —     1,500 —    
  Total commercial real estate 3,806 18 4,066 35
Residential real estate:        
 Consumer mortgages 863 —     881 —    
 Investment property 695 —     562 —    
  Total residential real estate 1,558 —     1,443 —    
Consumer installment —     —     —     —    
  Total $ 9,746  22  10,309  43

       Quarter ended June 30, 2011 Six months ended June 30, 2011
       Average Total interest Average Total interest
       recorded income recorded income
(In thousands) investment recognized investment recognized
Impaired loans:
Commercial and industrial$237 —     395 2
Construction and land development 3,790 —     3,952 —    
Commercial real estate:        
 Owner occupied 1,651 3 1,720 6
 Other 2,701 —     2,737 —    
  Total commercial real estate 4,352 3 4,457 6
Residential real estate:        
 Consumer mortgages 1,522 —     1,762 —    
 Investment property —     —     51 —    
  Total residential real estate 1,522 —     1,813 —    
Consumer installment —     —     —     —    
  Total $ 9,901  3  10,617  8
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
       TDRs
            Related
(In thousands) AccruingNonaccrualTotal  Allowance
June 30, 2012       
Commercial and industrial$195—    195 $—    
Construction and land development —    3,8583,858  366
Commercial real estate:       
 Owner occupied 9161,4042,320  151
 Other —    450450  —    
  Total commercial real estate 9161,8542,770  151
Residential real estate:       
 Consumer mortgages —    856856  49
 Investment property —    375375  181
  Total residential real estate —    1,2311,231  230
Consumer installment —    —    —      —    
  Total $ 1,111 6,943 8,054 $ 747

December 31, 2011  
Commercial and industrial$216—    216 $—    
Construction and land development —    5,0955,095  147
Commercial real estate:       
 Owner occupied 9251,1722,097  420
 Other —    1,8061,806  264
  Total commercial real estate 9252,9783,903  684
Residential real estate:       
 Consumer mortgages —    —    —      —    
 Investment property —    383383  163
  Total residential real estate —    383383  163
Consumer installment —    —    —      —    
  Total $1,1418,4569,597 $994

      Quarter ended  Six months ended
         Pre- Post -     Pre- Post -
         modification modification     modification modification
      Number  outstanding outstanding  Number  outstanding outstanding
      of  recorded recorded  of  recorded recorded
(Dollars in thousands)contracts  investment investment  contracts  investment investment
June 30, 2012 
Commercial and industrial—     $—     —      —     $—     —    
Construction and land development—      —     —      2  2,842 1,753
Commercial real estate:              
 Owner occupied3  2,349 1,406  4  3,167 2,225
 Other—      —     —      2  1,804 1,657
  Total commercial real estate3  2,349 1,406  6  4,971 3,882
Residential real estate:              
 Consumer mortgages2  863 857  2  863 857
 Investment property—      —     —      —      —     —    
  Total residential real estate2  863 857  2  863 857
Consumer installment—      —     —      —      —     —    
  Total 5 $ 3,212  2,263   10 $ 8,676  6,492
June 30, 2011 
Commercial and industrial1 $507 240  1 $507 240
Construction and land development1  493 476  1  493 476
Commercial real estate:              
 Owner occupied1  848 848  3  1,946 1,659
 Other1  1,229 1,229  1  1,229 1,229
  Total commercial real estate2  2,077 2,077  4  3,175 2,888
Residential real estate:              
 Consumer mortgages—      —     —      —      —     —    
 Investment property—      —     —      —      —     —    
  Total residential real estate—      —     —      —      —     —    
Consumer installment—      —     —      —      —     —    
  Total 4 $ 3,077  2,793   6 $ 4,175  3,604

       Quarter ended   Six months ended
       Number of  Recorded   Number of  Recorded
(Dollars in thousands) Contracts  investment(1)   Contracts  investment(1)
June 30, 2012
Construction and land development—     $—       1 $2,386
  Total —     $—        1 $ 2,386
                  
June 30, 2011
Residential real estate:           
 Consumer mortgages—     $—       1 $204
  Total residential real estate—      —       1  204
  Total —     $—        1 $ 204
                  
(1) Amount as of applicable month end during the respective period for which there was a payment default.