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Statement of Financial Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Assets:    
Cash and due from banks $ 15,326 $ 12,395
Federal funds sold 27,175 41,840
Interest bearing bank deposits 1,177 1,193
Cash and cash equivalents 43,678 55,428
Securities available-for-sale 277,246 299,582
Loans held for sale 6,816 3,346
Loans, net of unearned income 399,370 370,263
Allowance for loan losses (6,503) (6,919)
Loans, net 392,867 363,344
Premises and equipment, net 9,901 9,345
Bank-owned life insurance 16,843 16,631
Other real estate owned 5,157 7,898
Other assets 13,653 20,644
Total assets 766,161 776,218
Deposits:    
Noninterest-bearing 113,477 106,276
Interest-bearing 530,769 513,276
Total deposits 644,246 619,552
Federal funds purchased and securities sold under agreements to repurchase 2,785 2,805
Long-term debt 47,217 85,313
Accrued expenses and other liabilities 3,621 3,132
Total liabilities 697,869 710,802
Stockholders' equity:    
Preferred stock 0 0
Common stock 39 39
Additional paid-in capital 3,754 3,753
Retained earnings 66,045 64,045
Accumulated other comprehensive income, net 5,096 4,222
Less treasury stock, at cost (6,642) (6,643)
Total stockholders' equity 68,292 65,416
Total liabilities and stockholders equity $ 766,161 $ 776,218