Statement of Financial Conditions (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets:
Cash and due from banks	$ 13,165	$ 11,432
Federal funds sold	40,664	7,500
Interest bearing bank deposits	1,816	2,492
Cash and cash equivalents	55,645	21,424
Securities available-for-sale	283,070	315,220
Loans held for sale	2,906	4,281
Loans, net of unearned income	374,788	374,215
Allowance for loan losses	(6,340)	(7,676)
Loans, net	368,448	366,539
Premises and equipment, net	8,672	8,105
Bank-owned life insurance	16,512	16,171
Other real estate owned	7,770	8,125
Other assets	21,614	23,964
Total assets	764,637	763,829
Deposits:
Noninterest-bearing	99,148	87,660
Interest-bearing	509,922	519,467
Total deposits	609,070	607,127
Federal funds purchased and securities sold under agreements to repurchase	2,613	2,685
Long-term debt	85,317	93,331
Accrued expenses and other liabilities	3,215	4,318
Total liabilities	700,215	707,461
Stockholders' equity:
Preferred stock	0	0
Common stock	39	39
Additional paid-in capital	3,753	3,752
Retained earnings	63,608	61,421
Accumulated other comprehensive loss, net	3,665	(2,201)
Less treasury stock, at cost	(6,643)	(6,643)
Total shareholders equity	64,422	56,368
Total liabilities and stockholders equity	$ 764,637	$ 763,829