Long-Term Debt and Capital (Tables)

6 Months Ended

Jun. 30, 2011

The Company's Capital Ratios

As a result of the common stock offering, the Company’s common equity increased by $1.0 billion, net of issuance costs, and approximately 35 million new common shares were added to the Company’s outstanding common shares. Conversely, Consolidated Shareholders’ Equity decreased by $3.5 billion from December 31, 2010 primarily as a result of the repurchase of the Series C and D preferred stock, offset by the new common share issuance. The Company’s capital ratios as of June 30, 2011 and December 31, 2010 are noted below.

	June 30, 2011					December 31, 2010
(Dollars in millions)	Amount		Ratio			Amount		Ratio
SunTrust Banks, Inc.
Tier 1 common		$11,994		9.22	%		$10,737		8.08	%
Tier 1 capital		14,446		11.11			18,156		13.67
Total capital		18,230		14.01			21,967		16.54
Tier 1 leverage				8.92					10.94
SunTrust Bank
Tier 1 capital		$13,650		10.67	%		$13,120		10.05	%
Total capital		16,927		13.23			16,424		12.58
Tier 1 leverage				8.66					8.33