-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, B6XU8/6b3uzCMljY1+qGyY4k1H6po6RYQN5gx7QkLgsVHe0ZAb9H61mTq54QyJXr 3DEdPyiRUJKay1H6ULMe4A== 0001193125-07-231271.txt : 20071031 0001193125-07-231271.hdr.sgml : 20071030 20071031172304 ACCESSION NUMBER: 0001193125-07-231271 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20071031 DATE AS OF CHANGE: 20071031 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: SUNTRUST BANKS INC CENTRAL INDEX KEY: 0000750556 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 581575035 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-137101 FILM NUMBER: 071203809 BUSINESS ADDRESS: STREET 1: 303 PEACHTREE ST N E CITY: ATLANTA STATE: GA ZIP: 30308 BUSINESS PHONE: 4045887711 MAIL ADDRESS: STREET 1: 303 PEACHTREE ST N E CITY: ATLANTA STATE: GA ZIP: 30308 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: SUNTRUST BANKS INC CENTRAL INDEX KEY: 0000750556 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 581575035 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 303 PEACHTREE ST N E CITY: ATLANTA STATE: GA ZIP: 30308 BUSINESS PHONE: 4045887711 MAIL ADDRESS: STREET 1: 303 PEACHTREE ST N E CITY: ATLANTA STATE: GA ZIP: 30308 FWP 1 dfwp.htm FREE WRITING PROSPECTUS Free Writing Prospectus

FILED UNDER RULE 433

FILE NO. 333-137101

SUNTRUST BANKS, INC.

TERM SHEET

$500,000,000 5.250% Senior Notes due November 2012

 

Issuer:    SunTrust Banks, Inc. (“SunTrust”)
Securities:    Fixed Rate Senior Notes
Ratings:    Aa3 / A+ / A+ (Moody’s / S&P / Fitch)
Issue Size:    $500,000,000
Trade Date:    October 31, 2007
Settlement Date:    November 5, 2007
Maturity Date:    November 5, 2012
Treasury Benchmark:    3.875% due October 31, 2012
Treasury Yield:    4.077%
Spread to Treasury:    + 125bps
Re-offer Yield:    5.327%
Coupon:    5.250%
Interest Payment Dates:        May 5 and November 5 of each year, commencing May 5, 2008
Business Day:    New York and Atlanta
Day Count:    30 / 360
Redemption:    The notes will not be subject to redemption at SunTrust’s option or repayment at the option of the holder at any time prior to maturity.
Ranking:    The notes will be senior unsecured indebtedness of SunTrust Banks, Inc. and rank equally with SunTrust’s other senior unsecured indebtedness and will be effectively subordinated to secured indebtedness and indebtedness of SunTrust’s subsidiaries.
Use of Proceeds:    Net proceeds will be used for general corporate purposes.
Denominations:    Minimum denominations of $5,000 and multiples of $1,000 in excess thereof
Price to Public:    99.665%
Gross Spread:    0.300%
Net Proceeds to Issuer:    $496,825,000, after underwriting commission
Listing:    None
CUSIP/ISIN:    867914BB8 / US867914BB86
Joint Book-Runners:    Morgan Stanley & Co. Incorporated, SunTrust Robinson Humphrey, Inc.
Co-Managers:    Bank of America, BNP Paribas, Citigroup, Credit Suisse, Goldman Sachs, Merrill Lynch

 

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by contacting Morgan Stanley & Co. Incorporated at 1-866-718-1649, or SunTrust Robinson Humphrey, Inc., Attention Corporate Syndicate, 3333 Peachtree Rd, 11th Floor, Atlanta, GA 30318, telephone: 1-800-685-4786.

 

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