(Dollars in thousands)				3Q 2004				3Q 2003				$ Change 3Q 04 vs 3Q 03				% Change 3Q 04 vs 3Q 03
Average Loans
Retail				$	26,820,343			$	23,291,929				2,898,414				12	%
Commercial					22,677,373				21,595,901				1,081,472				5	%
Corporate and Investment Banking					13,072,723				16,560,063				(3,487,340	)			(21	)%
Wealth and Investment Management					2,342,973				2,117,465				225,508				11	%
Mortgage					18,699,549				13,390,028				5,309,521				40	%
Average Deposits
Retail				$	55,069,808			$	53,202,938				1,866,870				4	%
Commercial					12,299,813				10,782,293				1,517,520				14	%
Corporate and Investment Banking					3,240,545				2,968,759				271,786				9	%
Wealth and Investment Management					2,068,724				1,526,514				542,210				36	%
Mortgage					1,358,824				2,210,756				(851,932	)			(39	)%
Commercial and Investment Banking (CIB) average loans adjusted for the impact of Three Pillars
CIB					13,072,723				16,560,063				(3,487,340	)			(21	)%
Three Pillars									(1,975,000	)
Average Loans adjusted for the impact of Three Pillars					13,072,723				14,585,063				(1,512,340	)			(10	)%

(Dollars in thousands)				Three Months Ended September 30, 2004
				Retail				Commercial				Corp. and Investment Banking				Mortgage				Wealth & Investment Management
Net Interest Income				$	470,915			$	171,493			$	62,116			$	121,022			$	14,705
Fully taxable-equivalent adjustment (FTE)					22				8,675				4,125				—				2
Net Interest Income (FTE)					470,937				180,168				66,241				121,022				14,707
Provision for loan losses					29,143				11,531				8,567				648				453
Net interest income after provision for loan losses					441,794				168,637				57,674				120,374				14,254
Noninterest Income					207,196				80,263				158,646				28,614				195,722
Noninterest Expense					287,566				95,815				76,188				85,145				154,760
Net Income				$	361,424			$	153,085			$	140,132			$	63,843			$	55,216

(Dollars in thousands)				Three Months Ended September 30, 2003
				Retail				Commercial				Corp. and Investment Banking				Mortgage				Wealth & Investment Management
Net Interest Income				$	444,262			$	158,655			$	71,204			$	168,002			$	13,599
Fully taxable-equivalent adjustment (FTE)					18				6,796				3,474				—				3
Net Interest Income (FTE)					444,280				165,451				74,678				168,002				13,602
Provision for loan losses					41,917				4,653				31,202				723				674
Net interest income after provision for loan losses					402,363				160,798				43,476				167,279				12,928
Noninterest Income					193,693				83,151				134,244				(11,917	)			167,050
Noninterest Expense					270,341				84,120				80,006				80,507				135,798
Net Income				$	325,715			$	159,829			$	97,714			$	74,855			$	44,180