XML 134 R60.htm IDEA: XBRL DOCUMENT v3.19.3
Composition of the Company's Loan Portfolio (Additional Information) (Detail) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Other Real Estate [1] $ 52   $ 52   $ 54
Letters of Credit Outstanding, Amount 4,200   4,200   5,800
Loans and Leases Receivable, Gross [2] 158,455   158,455   151,839
Loans Receivable, Fair Value Disclosure 124   124   163
Loans and Leases Receivable, Gain (Loss) on Sales, Net 45   47    
Transfer of Portfolio Loans and Leases to Held-for-sale     812 $ 449  
Transfer of Loans Held-for-sale to Portfolio Loans     17 23  
Transfer to Other Real Estate     33 44  
Consumer Indirect [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and Leases Receivable, Gross 14,060   14,060   12,419
Finance Leases Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and Leases Receivable, Gross 4,000   4,000   4,100
Installment Loans [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and Leases Receivable, Gross 817   817   796
Consumer Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and Leases Receivable, Gross 73,448   73,448   70,899
Commercial Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Other Real Estate 1   1   2
Loans and Leases Receivable, Gross 85,007   85,007   80,940
Loans Receivable, Fair Value Disclosure $ 0   $ 0   $ 0
Federal National Mortgage Association (FNMA) Insured Loans [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Percentage of Loan Portfolio Current 29.00%   29.00%   27.00%
Loans and Leases Receivable, Gross $ 457   $ 457   $ 459
Federal Family Education Loan Program (FFELP) Guaranteed Loans [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Percentage of Loan Portfolio Current 78.00%   78.00%   72.00%
Loans and Leases Receivable, Gross $ 7,146   $ 7,146   $ 7,229
Credit Concentration Risk [Member] | Home Equity Line of Credit [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Unused Commitments to Extend Credit 10,600   10,600   10,300
Commercial Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing Receivable, Sale [3],[4] 171 $ 14 387 87  
Consumer Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing Receivable, Sale [3],[4] 0 0 432 100  
Federal Reserve Bank Advances [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans Pledged as Collateral 33,300   33,300   28,100
Line of Credit Facility, Remaining Borrowing Capacity 24,400   24,400   21,300
Federal Home Loan Bank Advances [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans Pledged as Collateral 39,800   39,800   39,200
Line of Credit Facility, Remaining Borrowing Capacity 32,500   32,500   $ 31,000
Non-recurring loan purchase [Member] | Consumer Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing Receivable, Purchase [5],[6] 160 101 418 101  
Recurring loan purchase [Member] | Consumer Portfolio Segment [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing Receivable, Purchase [6],[7] $ 517 $ 545 $ 1,433 $ 1,568  
[1] Does not include foreclosed real estate related to loans insured by the FHA or guaranteed by the VA. Proceeds due from the FHA and the VA are recorded as a receivable in Other assets in the Consolidated Balance Sheets until the property is conveyed and the funds are received. The receivable related to proceeds due from the FHA and the VA totaled $43 million and $50 million at September 30, 2019 and December 31, 2018, respectively.



[2] Includes LHFI of consolidated VIEs of $136 million and $153 million at September 30, 2019 and December 31, 2018, respectively.
[3] Excludes sales of loans originated for sale and loans recorded at fair value conducted in the normal course of business.
[4] The net gain on LHFI sales was $47 million for the nine months ended September 30, 2019, and was immaterial for the three months ended September 30, 2019 as well as the three and nine months ended September 30, 2018.

[5] Purchases are episodic in nature and are conducted based on specific business strategies.
[6] Represents UPB of loans purchased.
[7] Purchases are routine in nature and are conducted in the normal course of business.