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Business Segment Reporting Business Segment Reporting (Tables)
 9 Months Ended
Sep. 30, 2019
Segment Reporting [Abstract]  
Business Segment Reporting [Table Text Block]

 
Three Months Ended September 30, 2019
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$80,414

 

$77,107

 

$91

 

$—

 

$157,612

Average consumer and commercial deposits
114,132

 
45,817

 
2,779

 
(195
)
 
162,533

Average total assets
90,329

 
93,584

 
38,557

 
2,277

 
224,747

Average total liabilities
114,989

 
52,471

 
31,126

 
(65
)
 
198,521

Average total equity
—

 
—

 
—

 
26,226

 
26,226

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$1,068

 

$529

 

($79
)
 

($8
)
 

$1,510

FTE adjustment
—

 
21

 
—

 
1

 
22

Net interest income-FTE 1
1,068

 
550

 
(79
)
 
(7
)
 
1,532

Provision for credit losses 2
77

 
56

 
—

 
(1
)
 
132

Net interest income after provision for credit losses-FTE
991

 
494

 
(79
)
 
(6
)
 
1,400

Total noninterest income
479

 
368

 
34

 
(38
)
 
843

Total noninterest expense
1,025

 
457

 
(5
)
 
(3
)
 
1,474

Income before provision for income taxes-FTE
445

 
405

 
(40
)
 
(41
)
 
769

Provision for income taxes-FTE 3
102

 
96

 
(10
)
 
(44
)
 
144

Net income including income attributable to noncontrolling interest
343

 
309

 
(30
)
 
3

 
625

Less: Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$343

 

$309

 

($32
)
 

$3

 

$623


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
Three Months Ended September 30, 2018
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$75,234

 

$70,669

 

$93

 

($1
)
 

$145,995

Average consumer and commercial deposits
111,950

 
44,702

 
3,264

 
(568
)
 
159,348

Average total assets
85,933

 
84,909

 
35,647

 
906

 
207,395

Average total liabilities
112,898

 
51,215

 
19,531

 
(524
)
 
183,120

Average total equity
—

 
—

 
—

 
24,275

 
24,275

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$1,056

 

$539

 

($46
)
 

($37
)
 

$1,512

FTE adjustment
—

 
22

 
1

 
(1
)
 
22

Net interest income-FTE 1
1,056

 
561

 
(45
)
 
(38
)
 
1,534

Provision for credit losses 2
36

 
24

 
—

 
1

 
61

Net interest income after provision for credit losses-FTE
1,020

 
537

 
(45
)
 
(39
)
 
1,473

Total noninterest income
444

 
368

 
16

 
(46
)
 
782

Total noninterest expense
991

 
432

 
(35
)
 
(4
)
 
1,384

Income before provision for income taxes-FTE
473

 
473

 
6

 
(81
)
 
871

Provision for income taxes-FTE 3
108

 
112

 
(51
)
 
(52
)
 
117

Net income including income attributable to noncontrolling interest
365

 
361

 
57

 
(29
)
 
754

Less: Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$365

 

$361

 

$55

 

($29
)
 

$752


1 
Presented on a matched maturity funds transfer price basis for the segments.
2 
Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 
Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.


 
Nine Months Ended September 30, 2019
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$79,473

 

$76,481

 

$90

 

$—

 

$156,044

Average consumer and commercial deposits
113,067

 
44,777

 
3,224

 
(289
)
 
160,779

Average total assets
89,026

 
92,046

 
38,189

 
1,758

 
221,019

Average total liabilities
113,979

 
51,441

 
30,465

 
(173
)
 
195,712

Average total equity
—

 
—

 
—

 
25,307

 
25,307

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$3,222

 

$1,607

 

($222
)
 

($18
)
 

$4,589

FTE adjustment
—

 
65

 
1

 
—

 
66

Net interest income-FTE 1
3,222

 
1,672

 
(221
)
 
(18
)
 
4,655

Provision for credit losses 2
204

 
208

 
—

 
—

 
412

Net interest income after provision for credit losses-FTE
3,018

 
1,464

 
(221
)
 
(18
)
 
4,243

Total noninterest income
1,415

 
1,137

 
230

 
(129
)
 
2,653

Total noninterest expense
3,029

 
1,382

 
207

 
(16
)
 
4,602

Income before provision for income taxes-FTE
1,404

 
1,219

 
(198
)
 
(131
)
 
2,294

Provision for income taxes-FTE 3
321

 
289

 
(81
)
 
(133
)
 
396

Net income including income attributable to noncontrolling interest
1,083

 
930

 
(117
)
 
2

 
1,898

Less: Net income attributable to noncontrolling interest
—

 
—

 
7

 
—

 
7

Net income

$1,083

 

$930

 

($124
)
 

$2

 

$1,891

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
Nine Months Ended September 30, 2018
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$74,907

 

$69,375

 

$89

 

($3
)
 

$144,368

Average consumer and commercial deposits
111,008

 
45,247

 
3,234

 
(330
)
 
159,159

Average total assets
84,909

 
83,193

 
35,585

 
1,683

 
205,370

Average total liabilities
111,909

 
51,375

 
18,065

 
(303
)
 
181,046

Average total equity
—

 
—

 
—

 
24,324

 
24,324

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$3,087

 

$1,580

 

($111
)
 

($116
)
 

$4,440

FTE adjustment
—

 
63

 
2

 
—

 
65

Net interest income-FTE 1
3,087

 
1,643

 
(109
)
 
(116
)
 
4,505

Provision for credit losses 2
102

 
19

 
—

 
—

 
121

Net interest income after provision for credit losses-FTE
2,985

 
1,624

 
(109
)
 
(116
)
 
4,384

Total noninterest income
1,347

 
1,096

 
81

 
(116
)
 
2,408

Total noninterest expense
2,984

 
1,307

 
(83
)
 
(17
)
 
4,191

Income before provision for income taxes-FTE
1,348

 
1,413

 
55

 
(215
)
 
2,601

Provision for income taxes-FTE 3
305

 
334

 
(23
)
 
(139
)
 
477

Net income including income attributable to noncontrolling interest
1,043

 
1,079

 
78

 
(76
)
 
2,124

Less: Net income attributable to noncontrolling interest
—

 
—

 
7

 
—

 
7

Net income

$1,043

 

$1,079

 

$71

 

($76
)
 

$2,117

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.