XML 53 R128.htm IDEA: XBRL DOCUMENT v3.19.3
Business Segment Reporting (Detail)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
USD ($)
Sep. 30, 2018
USD ($)
Sep. 30, 2019
USD ($)
segments
Sep. 30, 2018
USD ($)
Number of Operating Segments | segments     2  
Average Total Loans Held for Investment $ 157,612 $ 145,995 $ 156,044 $ 144,368
Average Total Deposits 162,533 159,348 160,779 159,159
Average Total Assets 224,747 207,395 221,019 205,370
Average Total Liabilities 198,521 183,120 195,712 181,046
Average Total Equity 26,226 24,275 25,307 24,324
Interest Income (Expense), Net 1,510 1,512 4,589 4,440
Fully Taxable Equivalent Adjustment 22 22 66 65
Net Interest Income Including Fully Taxable Equivalent Adjustment 1,532 [1] 1,534 [2] 4,655 [3] 4,505 [4]
Provision for Loan, Lease, and Other Losses 132 [5] 61 [6] 412 [7] 121 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 1,400 1,473 4,243 4,384
Noninterest Income 843 782 2,653 2,408
Noninterest Expense 1,474 1,384 4,602 4,191
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 769 871 2,294 2,601
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 144 [9] 117 [10] 396 [11] 477 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 625 754 1,898 2,124
Net Income (Loss) Attributable to Noncontrolling Interest 2 2 7 7
Net Income (Loss) Attributable to Parent 623 752 1,891 2,117
Consumer [Member]        
Average Total Loans Held for Investment 80,414 75,234 79,473 74,907
Average Total Deposits 114,132 111,950 113,067 111,008
Average Total Assets 90,329 85,933 89,026 84,909
Average Total Liabilities 114,989 112,898 113,979 111,909
Average Total Equity 0 0 0 0
Interest Income (Expense), Net 1,068 1,056 3,222 3,087
Fully Taxable Equivalent Adjustment 0 0 0 0
Net Interest Income Including Fully Taxable Equivalent Adjustment 1,068 [1] 1,056 [2] 3,222 [3] 3,087 [4]
Provision for Loan, Lease, and Other Losses 77 [5] 36 [6] 204 [7] 102 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 991 1,020 3,018 2,985
Noninterest Income 479 444 1,415 1,347
Noninterest Expense 1,025 991 3,029 2,984
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 445 473 1,404 1,348
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 102 [9] 108 [10] 321 [11] 305 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 343 365 1,083 1,043
Net Income (Loss) Attributable to Noncontrolling Interest 0 0 0 0
Net Income (Loss) Attributable to Parent 343 365 1,083 1,043
Wholesale [Member]        
Average Total Loans Held for Investment 77,107 70,669 76,481 69,375
Average Total Deposits 45,817 44,702 44,777 45,247
Average Total Assets 93,584 84,909 92,046 83,193
Average Total Liabilities 52,471 51,215 51,441 51,375
Average Total Equity 0 0 0 0
Interest Income (Expense), Net 529 539 1,607 1,580
Fully Taxable Equivalent Adjustment 21 22 65 63
Net Interest Income Including Fully Taxable Equivalent Adjustment 550 [1] 561 [2] 1,672 [3] 1,643 [4]
Provision for Loan, Lease, and Other Losses 56 [5] 24 [6] 208 [7] 19 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 494 537 1,464 1,624
Noninterest Income 368 368 1,137 1,096
Noninterest Expense 457 432 1,382 1,307
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 405 473 1,219 1,413
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 96 [9] 112 [10] 289 [11] 334 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 309 361 930 1,079
Net Income (Loss) Attributable to Noncontrolling Interest 0 0 0 0
Net Income (Loss) Attributable to Parent 309 361 930 1,079
Corporate Other [Member]        
Average Total Loans Held for Investment 91 93 90 89
Average Total Deposits 2,779 3,264 3,224 3,234
Average Total Assets 38,557 35,647 38,189 35,585
Average Total Liabilities 31,126 19,531 30,465 18,065
Average Total Equity 0 0 0 0
Interest Income (Expense), Net (79) (46) (222) (111)
Fully Taxable Equivalent Adjustment 0 1 1 2
Net Interest Income Including Fully Taxable Equivalent Adjustment (79) [1] (45) [2] (221) [3] (109) [4]
Provision for Loan, Lease, and Other Losses 0 [5] 0 [6] 0 [7] 0 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment (79) (45) (221) (109)
Noninterest Income 34 16 230 81
Noninterest Expense (5) (35) 207 (83)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (40) 6 (198) 55
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal (10) [9] (51) [10] (81) [11] (23) [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest (30) 57 (117) 78
Net Income (Loss) Attributable to Noncontrolling Interest 2 2 7 7
Net Income (Loss) Attributable to Parent (32) 55 (124) 71
Reconciling Items        
Average Total Loans Held for Investment 0 (1) 0 (3)
Average Total Deposits (195) (568) (289) (330)
Average Total Assets 2,277 906 1,758 1,683
Average Total Liabilities (65) (524) (173) (303)
Average Total Equity 26,226 24,275 25,307 24,324
Interest Income (Expense), Net (8) (37) (18) (116)
Fully Taxable Equivalent Adjustment 1 (1) 0 0
Net Interest Income Including Fully Taxable Equivalent Adjustment (7) [1] (38) [2] (18) [3] (116) [4]
Provision for Loan, Lease, and Other Losses (1) [5] 1 [6] 0 [7] 0 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment (6) (39) (18) (116)
Noninterest Income (38) (46) (129) (116)
Noninterest Expense (3) (4) (16) (17)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (41) (81) (131) (215)
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal (44) [9] (52) [10] (133) [11] (139) [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 3 (29) 2 (76)
Net Income (Loss) Attributable to Noncontrolling Interest 0 0 0 0
Net Income (Loss) Attributable to Parent $ 3 $ (29) $ 2 $ (76)
[1] Presented on a matched maturity funds transfer price basis for the segments.
[2]
Presented on a matched maturity funds transfer price basis for the segments.
[3] Presented on a matched maturity funds transfer price basis for the segments.
[4] Presented on a matched maturity funds transfer price basis for the segments.
[5] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[6]
Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[7] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[8] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[9] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[10]
Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[11] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[12] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.