Consumer total noninterest income and Wholesale total noninterest income exclude $145 million and $253 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting."Out of scope total noninterest income includes these amounts and also includes $132 million of Corporate Other noninterest income that is not subject to ASC Topic 606.

[2]

The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.

[3]

Consumer total noninterest income and Wholesale total noninterest income exclude $98 million and $231 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($11) million of Corporate Other noninterest income that is not subject to ASC Topic 606.

[4]

[5]

Consumer total noninterest income and Wholesale total noninterest income exclude $212 million and $413 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($5) million of Corporate Other noninterest income that is not subject to ASC Topic 606.

[6]

Consumer total noninterest income and Wholesale total noninterest income exclude $262 million and $481 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes $105 million of Corporate Other noninterest income that is not subject to ASC Topic 606.

[7]

[8]

[9]

Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.

[10]

The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[11]

The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[12]

[13]

The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[14]

The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[15]

The Company recognized $8 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[16]

The Company recognized $13 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[17]

The Company recognized $26 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

[18]

The Company recognized $19 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in prior periods.



	Six Months Ended June 30, 2018
(Dollars in millions)	Consumer ¹		Wholesale ¹		Out of Scope ^{1, 2}		Total
Noninterest income
Service charges on deposit accounts		$219		$70		$—		$289
Other charges and fees ^{3, 4}	57		6		112		175
Card fees	111		52		3		166
Investment banking income ³	—		185		117		302
Trading income	—		—		95		95
Insurance settlement	—		—		—		—
Mortgage-related income	—		—		174		174
Trust and investment management income	149		—		1		150
Retail investment services ⁵	143		2		—		145
Commercial real estate-related income	—		—		42		42
Net securities (losses)/gains	—		—		1		1
Other noninterest income	12		—		75		87
Total noninterest income		$691		$315		$620		$1,626