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Business Segment Reporting Business Segment Reporting (Tables)
 6 Months Ended
Jun. 30, 2019
Segment Reporting [Abstract]  
Business Segment Reporting [Table Text Block]

 
Three Months Ended June 30, 2019
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$79,280

 

$76,854

 

$89

 

$1

 

$156,224

Average consumer and commercial deposits
112,824

 
44,093

 
3,179

 
(242
)
 
159,854

Average total assets
88,668

 
92,418

 
38,178

 
1,563

 
220,827

Average total liabilities
113,770

 
50,893

 
31,064

 
(109
)
 
195,618

Average total equity
—

 
—

 
—

 
25,209

 
25,209

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$1,078

 

$537

 

($76
)
 

($4
)
 

$1,535

FTE adjustment
—

 
22

 
—

 
—

 
22

Net interest income-FTE 1
1,078

 
559

 
(76
)
 
(4
)
 
1,557

Provision for credit losses 2
44

 
82

 
—

 
1

 
127

Net interest income after provision for credit losses-FTE
1,034

 
477

 
(76
)
 
(5
)
 
1,430

Total noninterest income
489

 
404

 
177

 
(45
)
 
1,025

Total noninterest expense
991

 
455

 
198

 
(6
)
 
1,638

Income before provision for income taxes-FTE
532

 
426

 
(97
)
 
(44
)
 
817

Provision for income taxes-FTE 3
122

 
102

 
(50
)
 
(47
)
 
127

Net income including income attributable to noncontrolling interest
410

 
324

 
(47
)
 
3

 
690

Less: Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$410

 

$324

 

($49
)
 

$3

 

$688


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
 Three Months Ended June 30, 2018
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$74,626

 

$69,443

 

$90

 

($3
)
 

$144,156

Average consumer and commercial deposits
111,532

 
44,456

 
3,204

 
(235
)
 
158,957

Average total assets
84,486

 
82,928

 
35,427

 
1,707

 
204,548

Average total liabilities
112,417

 
50,504

 
17,736

 
(204
)
 
180,453

Average total equity
—

 
—

 
—

 
24,095

 
24,095

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$1,032

 

$531

 

($41
)
 

($34
)
 

$1,488

FTE adjustment
—

 
22

 
1

 
(1
)
 
22

Net interest income-FTE 1
1,032

 
553

 
(40
)
 
(35
)
 
1,510

Provision for credit losses 2
7

 
25

 
—

 
—

 
32

Net interest income after provision for credit losses-FTE
1,025

 
528

 
(40
)
 
(35
)
 
1,478

Total noninterest income
452

 
388

 
26

 
(37
)
 
829

Total noninterest expense
991

 
425

 
(23
)
 
(3
)
 
1,390

Income before provision for income taxes-FTE
486

 
491

 
9

 
(69
)
 
917

Provision for income taxes-FTE 3
110

 
117

 
13

 
(47
)
 
193

Net income including income attributable to noncontrolling interest
376

 
374

 
(4
)
 
(22
)
 
724

Less: Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$376

 

$374

 

($6
)
 

($22
)
 

$722


1 
Presented on a matched maturity funds transfer price basis for the segments.
2 
Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 
Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.


 
Six Months Ended June 30, 2019
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$78,982

 

$76,176

 

$89

 

($1
)
 

$155,246

Average consumer and commercial deposits
112,533

 
44,243

 
3,450

 
(339
)
 
159,887

Average total assets
88,351

 
91,277

 
38,001

 
1,495

 
219,124

Average total liabilities
113,473

 
50,911

 
30,129

 
(229
)
 
194,284

Average total equity
—

 
—

 
—

 
24,840

 
24,840

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$2,154

 

$1,078

 

($149
)
 

($5
)
 

$3,078

FTE adjustment
—

 
44

 
1

 
—

 
45

Net interest income-FTE 1
2,154

 
1,122

 
(148
)
 
(5
)
 
3,123

Provision for credit losses 2
127

 
152

 
—

 
1

 
280

Net interest income after provision for credit losses-FTE
2,027

 
970

 
(148
)
 
(6
)
 
2,843

Total noninterest income
936

 
769

 
196

 
(91
)
 
1,810

Total noninterest expense
2,004

 
919

 
216

 
(11
)
 
3,128

Income before provision for income taxes-FTE
959

 
820

 
(168
)
 
(86
)
 
1,525

Provision for income taxes-FTE 3
219

 
195

 
(74
)
 
(87
)
 
253

Net income including income attributable to noncontrolling interest
740

 
625

 
(94
)
 
1

 
1,272

Less: Net income attributable to noncontrolling interest
—

 
—

 
5

 
(1
)
 
4

Net income

$740

 

$625

 

($99
)
 

$2

 

$1,268

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
 Six Months Ended June 30, 2018
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average LHFI

$74,733

 

$68,725

 

$87

 

($3
)
 

$143,542

Average consumer and commercial deposits
110,509

 
45,545

 
3,219

 
(210
)
 
159,063

Average total assets
84,380

 
82,329

 
35,553

 
2,079

 
204,341

Average total liabilities
111,387

 
51,476

 
17,320

 
(191
)
 
179,992

Average total equity
—

 
—

 
—

 
24,349

 
24,349

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$2,030

 

$1,040

 

($65
)
 

($77
)
 

$2,928

FTE adjustment
—

 
42

 
1

 
—

 
43

Net interest income-FTE 1
2,030

 
1,082

 
(64
)
 
(77
)
 
2,971

Provision/(benefit) for credit losses 2
65

 
(5
)
 
—

 
—

 
60

Net interest income after provision/(benefit) for credit losses-FTE
1,965

 
1,087

 
(64
)
 
(77
)
 
2,911

Total noninterest income
903

 
728

 
64

 
(69
)
 
1,626

Total noninterest expense
1,994

 
873

 
(49
)
 
(11
)
 
2,807

Income before provision for income taxes-FTE
874

 
942

 
49

 
(135
)
 
1,730

Provision for income taxes-FTE 3
196

 
224

 
28

 
(87
)
 
361

Net income including income attributable to noncontrolling interest
678

 
718

 
21

 
(48
)
 
1,369

Less: Net income attributable to noncontrolling interest
—

 
—

 
5

 
(1
)
 
4

Net income

$678

 

$718

 

$16

 

($47
)
 

$1,365

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.