XML 141 R128.htm IDEA: XBRL DOCUMENT v3.19.2
Business Segment Reporting (Detail)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
USD ($)
Mar. 31, 2019
USD ($)
Jun. 30, 2018
USD ($)
Mar. 31, 2018
USD ($)
Jun. 30, 2019
USD ($)
segments
Jun. 30, 2018
USD ($)
Number of Operating Segments | segments         2  
Average Total Loans Held for Investment $ 156,224   $ 144,156   $ 155,246 $ 143,542
Average Total Deposits 159,854   158,957   159,887 159,063
Average Total Assets 220,827   204,548   219,124 204,341
Average Total Liabilities 195,618   180,453   194,284 179,992
Average Total Equity 25,209   24,095   24,840 24,349
Interest Income (Expense), Net 1,535   1,488   3,078 2,928
Fully Taxable Equivalent Adjustment 22   22   45 43
Net Interest Income Including Fully Taxable Equivalent Adjustment 1,557 [1]   1,510 [2]   3,123 [3] 2,971 [4]
Provision for Loan, Lease, and Other Losses 127 [5]   32 [6]   280 [7] 60 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 1,430   1,478   2,843 2,911
Noninterest Income 1,025   829   1,810 1,626
Noninterest Expense 1,638   1,390   3,128 2,807
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 817   917   1,525 1,730
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 127 [9]   193 [10]   253 [11] 361 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 690   724   1,272 1,369
Net Income (Loss) Attributable to Noncontrolling Interest 2   2   4 4
Net Income (Loss) Attributable to Parent 688 $ 580 722 $ 643 1,268 1,365
Consumer [Member]            
Average Total Loans Held for Investment 79,280   74,626   78,982 74,733
Average Total Deposits 112,824   111,532   112,533 110,509
Average Total Assets 88,668   84,486   88,351 84,380
Average Total Liabilities 113,770   112,417   113,473 111,387
Average Total Equity 0   0   0 0
Interest Income (Expense), Net 1,078   1,032   2,154 2,030
Fully Taxable Equivalent Adjustment 0   0   0 0
Net Interest Income Including Fully Taxable Equivalent Adjustment 1,078 [1]   1,032 [2]   2,154 [3] 2,030 [4]
Provision for Loan, Lease, and Other Losses 44 [5]   7 [6]   127 [7] 65 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 1,034   1,025   2,027 1,965
Noninterest Income 489   452   936 903
Noninterest Expense 991   991   2,004 1,994
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 532   486   959 874
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 122 [9]   110 [10]   219 [11] 196 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 410   376   740 678
Net Income (Loss) Attributable to Noncontrolling Interest 0   0   0 0
Net Income (Loss) Attributable to Parent 410   376   740 678
Wholesale [Member]            
Average Total Loans Held for Investment 76,854   69,443   76,176 68,725
Average Total Deposits 44,093   44,456   44,243 45,545
Average Total Assets 92,418   82,928   91,277 82,329
Average Total Liabilities 50,893   50,504   50,911 51,476
Average Total Equity 0   0   0 0
Interest Income (Expense), Net 537   531   1,078 1,040
Fully Taxable Equivalent Adjustment 22   22   44 42
Net Interest Income Including Fully Taxable Equivalent Adjustment 559 [1]   553 [2]   1,122 [3] 1,082 [4]
Provision for Loan, Lease, and Other Losses 82 [5]   25 [6]   152 [7] (5) [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment 477   528   970 1,087
Noninterest Income 404   388   769 728
Noninterest Expense 455   425   919 873
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 426   491   820 942
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal 102 [9]   117 [10]   195 [11] 224 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 324   374   625 718
Net Income (Loss) Attributable to Noncontrolling Interest 0   0   0 0
Net Income (Loss) Attributable to Parent 324   374   625 718
Corporate Other [Member]            
Average Total Loans Held for Investment 89   90   89 87
Average Total Deposits 3,179   3,204   3,450 3,219
Average Total Assets 38,178   35,427   38,001 35,553
Average Total Liabilities 31,064   17,736   30,129 17,320
Average Total Equity 0   0   0 0
Interest Income (Expense), Net (76)   (41)   (149) (65)
Fully Taxable Equivalent Adjustment 0   1   1 1
Net Interest Income Including Fully Taxable Equivalent Adjustment (76) [1]   (40) [2]   (148) [3] (64) [4]
Provision for Loan, Lease, and Other Losses 0 [5]   0 [6]   0 [7] 0 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment (76)   (40)   (148) (64)
Noninterest Income 177   26   196 64
Noninterest Expense 198   (23)   216 (49)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (97)   9   (168) 49
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal (50) [9]   13 [10]   (74) [11] 28 [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest (47)   (4)   (94) 21
Net Income (Loss) Attributable to Noncontrolling Interest 2   2   5 5
Net Income (Loss) Attributable to Parent (49)   (6)   (99) 16
Reconciling Items            
Average Total Loans Held for Investment 1   (3)   (1) (3)
Average Total Deposits (242)   (235)   (339) (210)
Average Total Assets 1,563   1,707   1,495 2,079
Average Total Liabilities (109)   (204)   (229) (191)
Average Total Equity 25,209   24,095   24,840 24,349
Interest Income (Expense), Net (4)   (34)   (5) (77)
Fully Taxable Equivalent Adjustment 0   (1)   0 0
Net Interest Income Including Fully Taxable Equivalent Adjustment (4) [1]   (35) [2]   (5) [3] (77) [4]
Provision for Loan, Lease, and Other Losses 1 [5]   0 [6]   1 [7] 0 [8]
Net Interest Income After Provision For Credit Losses and Taxable Equivalent Adjustment (5)   (35)   (6) (77)
Noninterest Income (45)   (37)   (91) (69)
Noninterest Expense (6)   (3)   (11) (11)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (44)   (69)   (86) (135)
Income Tax Expense (Benefit) Including Fully Taxable Equivalent Adjustment Reversal (47) [9]   (47) [10]   (87) [11] (87) [12]
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 3   (22)   1 (48)
Net Income (Loss) Attributable to Noncontrolling Interest 0   0   (1) (1)
Net Income (Loss) Attributable to Parent $ 3   $ (22)   $ 2 $ (47)
[1] Presented on a matched maturity funds transfer price basis for the segments.
[2]
Presented on a matched maturity funds transfer price basis for the segments.
[3] Presented on a matched maturity funds transfer price basis for the segments.
[4] Presented on a matched maturity funds transfer price basis for the segments.
[5] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[6]
Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[7] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[8] Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[9] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[10]
Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[11] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.
[12] Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.