Schedule of Disaggregation of Revenue (Tables)

3 Months Ended

Mar. 31, 2019

Disaggregation of Revenue [Line Items]

Disaggregation of Revenue [Table Text Block]

The following tables reflect the Company’s noninterest income disaggregated by financial statement line item, business segment, and by the amount of each revenue stream that is in scope and out of scope of ASC Topic 606, Revenue from Contracts with Customers. Refer to Note 1, “Significant Accounting Policies,” and Note 2, “Revenue Recognition,” to

the Company's 2018 Annual Report on Form 10-K, for information regarding the Company's accounting policies for recognizing noninterest income, including the nature and timing of such revenue streams. The Company's contracts with customers generally do not contain terms that require significant judgment to determine the amount of revenue to recognize.



	Three Months Ended March 31, 2019
(Dollars in millions)	Consumer ¹		Wholesale ¹		Out of Scope ^{1, 2}		Total
Noninterest income
Service charges on deposit accounts		$104		$33		$—		$137
Other charges and fees ³	27		4		56		87
Card fees	55		26		1		82
Investment banking income	—		72		58		130
Trading income	—		—		60		60
Mortgage related income	—		—		100		100
Trust and investment management income	71		—		—		71
Retail investment services ⁴	69		—		—		69
Commercial real estate related income	—		—		24		24
Net securities gains/(losses)	—		—		—		—
Other noninterest income	6		—		18		24
Total noninterest income		$332		$135		$317		$784

Consumer total noninterest income and Wholesale total noninterest income exclude $114 million and $229 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($26) million of Corporate Other noninterest income that is not subject to ASC Topic 606.


²	The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.


³	The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.


⁴	The Company recognized $11 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in periods prior to March 31, 2019.



	Three Months Ended March 31, 2018
(Dollars in millions)	Consumer ¹		Wholesale ¹		Out of Scope ^{1, 2}		Total
Noninterest income
Service charges on deposit accounts		$104		$42		$—		$146
Other charges and fees ^{3, 4}	28		3		54		85
Card fees	54		26		1		81
Investment banking income ³	—		86		47		133
Trading income	—		—		42		42
Mortgage related income	—		—		90		90
Trust and investment management income	75		—		—		75
Retail investment services ⁵	71		1		—		72
Commercial real estate related income	—		—		23		23
Net securities gains/(losses)	—		—		1		1
Other noninterest income	6		—		42		48
Total noninterest income		$338		$158		$300		$796

Consumer total noninterest income and Wholesale total noninterest income exclude $112 million and $182 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 19, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes $6 million of Corporate Other noninterest income that is not subject to ASC Topic 606.


²	The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.


³	Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.


⁴	The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.

⁵

The Company recognized $13 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in periods prior to March 31, 2018