Borrowings and Contractual Commitments Contractual Commitments (Tables)

12 Months Ended

Dec. 31, 2018

Unrecorded Unconditional Purchase Obligations Disclosure [Table Text Block]



	Payments Due by Period at December 31, 2018
(Dollars in millions)	2019		2020		2021		2022		2023		Thereafter		Total
Unfunded lending commitments		$26,122		$8,670		$11,495		$14,678		$22,421		$12,538		$95,924
Consumer and other time deposits ^{1, 2}	7,781		3,262		758		918		363		2,273		15,355
Brokered time deposits ¹	168		238		241		194		152		52		1,045
Purchase obligations ³	249		234		63		64		58		244		912
Commitments to fund tax credit investments ⁴	702		—		—		—		—		—		702

¹ Amounts do not include interest.

² The aggregate amount of time deposit accounts in denominations of $250,000 or more was $4.5 billion and $3.2 billion at December 31, 2018 and 2017, respectively.

³ For legally binding purchase obligations of $5 million or more, amounts include either termination fees under the associated contracts when early termination provisions exist, or the total potential obligation over the full contractual term for noncancelable purchase obligations. Payments made towards the purchase of goods or services under these contracts totaled $499 million, $395 million, and $236 million in 2018, 2017, and 2016, respectively.

⁴ Commitments to fund investments in affordable housing and other partnerships do not have defined funding dates as certain criteria must be met before the Company is obligated to fund. Accordingly, these commitments are considered to be due on demand for presentation purposes. See Note 12, “Certain Transfers of Financial Assets and Variable Interest Entities,” for additional information.