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Schedule of Disaggregation of Revenue (Tables)
 12 Months Ended
Dec. 31, 2018
Disaggregation of Revenue [Line Items]  
Disaggregation of Revenue [Table Text Block] Pursuant to the Company's adoption of ASC Topic 606, Revenue from Contracts with Customers, the following table reflects the Company’s noninterest income disaggregated by the amount of revenue that is in scope and out of scope of ASC Topic 606.
(Dollars in millions)
Year Ended December 31, 2018
Noninterest income
Revenue in scope of ASC Topic 606

$1,992

Revenue out of scope of ASC Topic 606
1,234

Total noninterest income

$3,226



The following tables further disaggregate the Company’s noninterest income by financial statement line item, business segment, and by the amount of each revenue stream that is in scope or out of scope of ASC Topic 606. The commentary following these tables describes the Company's accounting
policies for recognizing noninterest income, including the nature and timing of such revenue streams. The Company's contracts with customers generally do not contain terms that require significant judgment to determine the amount of revenue to recognize.
 
Year Ended December 31, 2018 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$444

 

$135

 

$—

 

$579

Other charges and fees 4, 5
114

 
12

 
230

 
356

Card fees
216

 
104

 
4

 
324

Investment banking income 4
—

 
352

 
247

 
599

Trading income
—

 
—

 
161

 
161

Mortgage related income
—

 
—

 
342

 
342

Trust and investment management income
301

 
—

 
3

 
304

Retail investment services 6
289

 
2

 
1

 
292

Commercial real estate related income
—

 
—

 
134

 
134

Net securities gains
—

 
—

 
1

 
1

Other noninterest income
23

 
—

 
111

 
134

Total noninterest income

$1,387

 

$605

 

$1,234

 

$3,226


1 
Amounts are presented in accordance with ASC Topic 606, Revenue from Contracts with Customers, except for out of scope amounts.
2 
Consumer total noninterest income and Wholesale total noninterest income exclude $417 million and $929 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 22, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($112) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 
The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
4 
Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.
5 
The Company recognized an immaterial amount of insurance trailing commissions, the majority of which related to performance obligations satisfied in prior periods.
6 
The Company recognized $50 million of mutual fund 12b-1 fees and annuity trailing commissions, the majority of which related to performance obligations satisfied in periods prior to December 31, 2018.

 
Year Ended December 31, 2017 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$460

 

$143

 

$—

 

$603

Other charges and fees 4
124

 
12

 
225

 
361

Card fees
232

 
108

 
4

 
344

Investment banking income 4
—

 
371

 
252

 
623

Trading income
—

 
—

 
189

 
189

Mortgage related income
—

 
—

 
422

 
422

Trust and investment management income
302

 
—

 
7

 
309

Retail investment services
275

 
2

 
1

 
278

Commercial real estate related income
—

 
—

 
123

 
123

Net securities losses
—

 
—

 
(108
)
 
(108
)
Gain on sale of subsidiary
—

 
—

 
107

 
107

Other noninterest income
26

 
—

 
77

 
103

Total noninterest income

$1,419

 

$636

 

$1,299

 

$3,354

1 Amounts for periods prior to January 1, 2018 are presented in accordance with ASC Topic 605, Revenue Recognition, and have not been restated to conform with ASC Topic 606, Revenue from Contracts with Customers.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $486 million and $937 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 22, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($124) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
4 Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.

 
Year Ended December 31, 2016 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$482

 

$148

 

$—

 

$630

Other charges and fees 4
130

 
11

 
218

 
359

Card fees
228

 
93

 
6

 
327

Investment banking income 4
—


317

 
198

 
515

Trading income
—

 
—

 
211

 
211

Mortgage related income
—

 
—

 
555

 
555

Trust and investment management income
300

 
—

 
4

 
304

Retail investment services
277


3

 
1

 
281

Commercial real estate related income
—

 
—

 
69

 
69

Net securities gains
—

 
—

 
4

 
4

Other noninterest income
27

 
—

 
101

 
128

Total noninterest income

$1,444



$572

 

$1,367

 

$3,383

1 Amounts for periods prior to January 1, 2018 are presented in accordance with ASC Topic 605, Revenue Recognition, and have not been restated to conform with ASC Topic 606, Revenue from Contracts with Customers.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $623 million and $753 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 22, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($9) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
4 Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.