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Revenue Recognition (Tables)
9 Months Ended
Sep. 30, 2018
Disaggregation of Revenue [Line Items]  
Disaggregation of Revenue [Table Text Block]
 
 Nine Months Ended September 30, 2018 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$330

 

$103

 

$—

 

$433

Other charges and fees 4
85

 
8

 
171

 
264

Card fees
160

 
78

 
3

 
241

Investment banking income 4

 
287

 
166

 
453

Trading income

 

 
137

 
137

Trust and investment management income
228

 

 
2

 
230

Retail investment services
216

 
2

 
1

 
219

Mortgage servicing related income

 

 
138

 
138

Mortgage production related income

 

 
118

 
118

Commercial real estate related income

 

 
66

 
66

Net securities gains

 

 
1

 
1

Other noninterest income
17

 

 
91

 
108

Total noninterest income

$1,036

 

$478

 

$894

 

$2,408

1 Amounts are presented in accordance with ASC Topic 606, Revenue from Contracts with Customers, except for out of scope amounts.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $313 million and $646 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 18, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($65) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
4 Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.


 
 Nine Months Ended September 30, 2017 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$344

 

$109

 

$—

 

$453

Other charges and fees 4
93

 
9

 
168

 
270

Card fees
172

 
81

 
2

 
255

Investment banking income 4

 
309

 
192

 
501

Trading income

 

 
148

 
148

Trust and investment management income
227

 

 
2

 
229

Retail investment services
206

 
1

 
1

 
208

Mortgage servicing related income

 

 
148

 
148

Mortgage production related income

 

 
170

 
170

Commercial real estate related income

 

 
61

 
61

Net securities gains

 

 
1

 
1

Other noninterest income
20

 

 
56

 
76

Total noninterest income

$1,062

 

$509

 

$949

 

$2,520

1 Amounts for periods prior to January 1, 2018 are presented in accordance with ASC Topic 605, Revenue Recognition, and have not been restated to conform with ASC Topic 606, Revenue from Contracts with Customers.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $365 million and $660 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 18, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($76) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
The following table reflects the Company’s noninterest income disaggregated by the amount of revenue that is in scope and out of scope of ASC Topic 606.
(Dollars in millions)
Three Months Ended September 30
 
Nine Months Ended September 30
Noninterest income
2018
 
2017
 
2018
 
2017
Revenue in scope of ASC Topic 606

$508

 

$530

 

$1,514

 

$1,571

Revenue out of scope of ASC Topic 606
274

 
316

 
894

 
949

Total noninterest income

$782

 

$846

 

$2,408

 

$2,520



The following tables further disaggregate the Company’s noninterest income by financial statement line item, business segment, and by the amount of each revenue stream that is in scope or out of scope of ASC Topic 606. The commentary following these tables describes the nature, amount, and timing of the related revenue streams.
 
 Three Months Ended September 30, 2018 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$111

 

$33

 

$—

 

$144

Other charges and fees 4
28

 
3

 
58

 
89

Card fees
49

 
26

 

 
75

Investment banking income 4

 
101

 
49

 
150

Trading income

 

 
42

 
42

Trust and investment management income
79

 

 
1

 
80

Retail investment services
73

 

 
1

 
74

Mortgage servicing related income

 

 
43

 
43

Mortgage production related income

 

 
40

 
40

Commercial real estate related income

 

 
24

 
24

Net securities gains

 

 

 

Other noninterest income
5

 

 
16

 
21

Total noninterest income

$345

 

$163

 

$274

 

$782

1 Amounts are presented in accordance with ASC Topic 606, Revenue from Contracts with Customers, except for out of scope amounts.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $100 million and $210 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 18, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($36) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
4 Beginning July 1, 2018, the Company began presenting bridge commitment fee income related to capital market transactions in Investment banking income on the Consolidated Statements of Income. For periods prior to July 1, 2018, this income was previously presented in Other charges and fees and has been reclassified to Investment banking income for comparability.


 
 Three Months Ended September 30, 2017 1
(Dollars in millions)
 Consumer 2
 
 Wholesale 2
 
  Out of Scope 2, 3
 
Total
Noninterest income
 
 
 
 
 
 
 
Service charges on deposit accounts

$119

 

$35

 

$—

 

$154

Other charges and fees 4
29

 
3

 
57

 
89

Card fees
58

 
27

 
1

 
86

Investment banking income 4

 
106

 
63

 
169

Trading income

 

 
51

 
51

Trust and investment management income
78

 

 
1

 
79

Retail investment services
69

 

 

 
69

Mortgage servicing related income

 

 
46

 
46

Mortgage production related income

 

 
61

 
61

Commercial real estate related income

 

 
17

 
17

Net securities gains

 

 

 

Other noninterest income
6

 

 
19

 
25

Total noninterest income

$359

 

$171

 

$316

 

$846

1 Amounts for periods prior to January 1, 2018 are presented in accordance with ASC Topic 605, Revenue Recognition, and have not been restated to conform with ASC Topic 606, Revenue from Contracts with Customers.
2 Consumer total noninterest income and Wholesale total noninterest income exclude $123 million and $226 million of out of scope noninterest income, respectively, which are included in the business segment results presented on a management accounting basis in Note 18, "Business Segment Reporting." Out of scope total noninterest income includes these amounts and also includes ($33) million of Corporate Other noninterest income that is not subject to ASC Topic 606.
3 The Company presents out of scope noninterest income for the purpose of reconciling noninterest income amounts within the scope of ASC Topic 606 to noninterest income amounts presented on the Company's Consolidated Statements of Income.
(Dollars in millions)
Three Months Ended September 30
 
Nine Months Ended September 30
Noninterest income
2018
 
2017
 
2018
 
2017
Revenue in scope of ASC Topic 606

$508

 

$530

 

$1,514

 

$1,571

Revenue out of scope of ASC Topic 606
274

 
316

 
894

 
949

Total noninterest income

$782

 

$846

 

$2,408

 

$2,520