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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Millions
 3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest Income    
Interest and fees on loans $ 1,398 $ 1,289
Interest and fees on loans held for sale 21 24
Interest and Dividend Income, Securities, Available-for-sale [1],[2] 206 182
Trading account interest and other [2] 43 33
Total interest income 1,668 1,528
Interest Expense    
Interest on deposits 131 80
Interest Expense, Long-term Debt 74 70
Interest on other borrowings 22 12
Total interest expense 227 162
Net, interest income 1,441 1,366 [3],[4]
Provision for Loan, Lease, and Other Losses 28 [5] 119 [3],[4],[6]
Interest Income (Expense), after Provision for Loan Loss 1,413 1,247
Noninterest Income    
Service charges on deposit accounts 146 [7] 148 [8]
Fees and Commissions, Other 87 [7] 95 [8]
Fees and Commissions, Credit and Debit Cards 81 [7] 82 [8]
Investment Banking Revenue 131 [7] 167 [8]
Trading Gain (Loss) 42 [7] 51 [8]
Fees and Commissions, Fiduciary and Trust Activities 75 [7] 75 [8]
Investment Advisory, Management and Administrative Fees 72 [7] 68 [8]
Fees and Commissions, Mortgage Banking 36 [7] 53 [8]
Servicing Fees, Net (54) [7] (58) [8]
commercial real estate related income 23 [7] 20 [8]
Gain (Loss) on Sale of Securities, Net 1 [7] 0 [8]
Noninterest Income, Other Operating Income 48 [7] 30 [8]
Total noninterest income 796 [7] 847 [3],[4],[8]
Noninterest Expense    
Employee compensation 707 717
Other Labor-related Expenses 146 135
Outside processing and software 206 205
Net occupancy expense 94 92
Federal Deposit Insurance Corporation Premium Expense 41 48
Marketing and Advertising Expense 41 42
Equipment Expense 40 39
Operating losses 6 32
Amortization 15 13
Other Noninterest Expense 121 142
Noninterest Expense 1,417 1,465 [3],[4]
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest 792 629
Income Tax Expense (Benefit) 147 159
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 645 470 [3],[4]
Net Income (Loss) Attributable to Noncontrolling Interest 2 2 [3],[4]
Net Income (Loss) Attributable to Parent 643 468 [3],[4]
Net Income (Loss) Available to Common Stockholders, Basic $ 612 $ 451
Earnings Per Share, Diluted $ 1.29 $ 0.91
Earnings Per Share, Basic 1.31 0.92
Common Stock, Dividends, Per Share, Declared $ 0.40 $ 0.26
Weighted Average Number of Shares Outstanding, Diluted 473,620 496,002
Weighted Average Number of Shares Outstanding, Basic 468,723 490,091
[1] Beginning January 1, 2018, the Company reclassified equity securities previously presented in Securities available for sale to Other assets on the Consolidated Balance Sheets and began presenting income associated with certain of these equity securities in Trading account interest and other on the Consolidated Statements of Income. For periods prior to January 1, 2018, income associated with these equity securities was presented in Interest on securities available for sale and has been reclassified to Trading account interest and other for comparability.
[2] Beginning January 1, 2018, the Company reclassified equity securities previously presented in Securities available for sale to Other assets on the Consolidated Balance Sheets and began presenting income associated with certain of these equity securities in Trading account interest and other. For periods prior to January 1, 2018, income associated with these equity securities was presented in Interest on securities available for sale and has been reclassified to Trading account interest and other for comparability.
[3] Beginning in the second quarter of 2017, the Company realigned its business segment structure from three segments to two segments. Specifically, the Company retained the previous composition of the Wholesale Banking segment and changed the basis of presentation of the Consumer Banking and Private Wealth Management segment and Mortgage Banking segment such that those segments were combined into a single Consumer segment. Accordingly, business segment information presented for the three months ended March 31, 2017 has been revised to conform to the new business segment structure and updated internal funds transfer pricing methodology for consistent presentation.
[4] During the fourth quarter of 2017, the Company sold PAC, the results of which were previously reported within the Wholesale business segment. For all periods prior to January 1, 2018, PAC's financial results, including the gain on sale, have been transferred to Corporate Other for enhanced comparability of the Wholesale business segment excluding PAC.
[5] Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[6] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[7] Amounts are presented in accordance with ASC Topic 606, Revenue from Contracts with Customers.
[8] Amounts for periods prior to January 1, 2018 are presented in accordance with ASC Topic 605, Revenue Recognition, and have not been restated to conform with ASC Topic 606, Revenue from Contracts with Customers.