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Business Segment Reporting Business Segment Reporting (Tables)
 9 Months Ended
Sep. 30, 2017
Segment Reporting [Abstract]  
Business Segment Reporting [Table Text Block]
 
Three Months Ended September 30, 2017
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average loans

$73,378

 

$71,255

 

$76

 

($3
)
 

$144,706

Average consumer and commercial deposits
103,066

 
56,211

 
202

 
(60
)
 
159,419

Average total assets
83,161

 
85,280

 
34,763

 
2,534

 
205,738

Average total liabilities
103,964

 
61,820

 
15,388

 
(7
)
 
181,165

Average total equity
—

 
—

 
—

 
24,573

 
24,573

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$941

 

$571

 

($23
)
 

($59
)
 

$1,430

FTE adjustment
—

 
36

 
1

 
—

 
37

Net interest income-FTE 1
941

 
607

 
(22
)
 
(59
)
 
1,467

Provision/(benefit) for credit losses 2
136

 
(16
)
 
—

 
—

 
120

Net interest income after provision/(benefit) for credit losses-FTE
805

 
623

 
(22
)
 
(59
)
 
1,347

Total noninterest income
473

 
406

 
19

 
(52
)
 
846

Total noninterest expense
899

 
459

 
39

 
(6
)
 
1,391

Income before provision for income taxes-FTE
379

 
570

 
(42
)
 
(105
)
 
802

Provision for income taxes-FTE 3
138

 
211

 
(22
)
 
(65
)
 
262

Net income including income attributable to noncontrolling interest
241

 
359

 
(20
)
 
(40
)
 
540

Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$241

 

$359

 

($22
)
 

($40
)
 

$538


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
 Three Months Ended September 30, 2016 1
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average loans

$70,560

 

$71,625

 

$74

 

($2
)
 

$142,257

Average consumer and commercial deposits
99,730

 
55,489

 
157

 
(63
)
 
155,313

Average total assets
80,298

 
85,762

 
32,479

 
2,937

 
201,476

Average total liabilities
100,698

 
61,078

 
15,351

 
(61
)
 
177,066

Average total equity
—

 
—

 
—

 
24,410

 
24,410

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$872

 

$505

 

$23

 

($92
)
 

$1,308

FTE adjustment
—

 
34

 
1

 
(1
)
 
34

Net interest income-FTE 2
872

 
539

 
24

 
(93
)
 
1,342

Provision for credit losses 3
29

 
68

 
—

 
—

 
97

Net interest income after provision for credit losses-FTE
843

 
471

 
24

 
(93
)
 
1,245

Total noninterest income
555

 
355

 
20

 
(41
)
 
889

Total noninterest expense
985

 
424

 
4

 
(4
)
 
1,409

Income before provision for income taxes-FTE
413

 
402

 
40

 
(130
)
 
725

Provision for income taxes-FTE 4
155

 
150

 
12

 
(68
)
 
249

Net income including income attributable to noncontrolling interest
258

 
252

 
28

 
(62
)
 
476

Net income attributable to noncontrolling interest
—

 
—

 
2

 
—

 
2

Net income

$258

 

$252

 

$26

 

($62
)
 

$474

1 Beginning in the second quarter of 2017, the Company realigned its business segment structure from three segments to two segments. Specifically, the Company retained the previous composition of the Wholesale Banking segment and changed the basis of presentation of the Consumer Banking and Private Wealth Management segment and Mortgage Banking segment such that those segments were combined into a single Consumer segment. Accordingly, business segment information presented for the three months ended September 30, 2016 has been revised to conform to the new business segment structure and updated internal funds transfer pricing methodology for consistent presentation.
2 Presented on a matched maturity funds transfer price basis for the segments.
3 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
4 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
Nine Months Ended September 30, 2017
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average loans

$72,200

 

$72,005

 

$74

 

($3
)
 

$144,276

Average consumer and commercial deposits
102,686

 
56,326

 
162

 
(29
)
 
159,145

Average total assets
82,071

 
85,638

 
34,420

 
2,704

 
204,833

Average total liabilities
103,616

 
61,990

 
15,089

 
7

 
180,702

Average total equity
—

 
—

 
—

 
24,131

 
24,131

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$2,748

 

$1,670

 

($17
)
 

($202
)
 

$4,199

FTE adjustment
—

 
105

 
2

 
—

 
107

Net interest income-FTE 1
2,748

 
1,775

 
(15
)
 
(202
)
 
4,306

Provision for credit losses 2
299

 
31

 
—

 
—

 
330

Net interest income after provision for credit losses-FTE
2,449

 
1,744

 
(15
)
 
(202
)
 
3,976

Total noninterest income
1,401

 
1,194

 
59

 
(134
)
 
2,520

Total noninterest expense
2,832

 
1,399

 
26

 
(14
)
 
4,243

Income before provision for income taxes-FTE
1,018

 
1,539

 
18

 
(322
)
 
2,253

Provision for income taxes-FTE 3
367

 
572

 
(26
)
 
(200
)
 
713

Net income including income attributable to noncontrolling interest
651

 
967

 
44

 
(122
)
 
1,540

Net income attributable to noncontrolling interest
—

 
—

 
7

 
—

 
7

Net income

$651

 

$967

 

$37

 

($122
)
 

$1,533


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.

 
 Nine Months Ended September 30, 2016 1
(Dollars in millions)
Consumer
 
Wholesale
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
Average loans

$69,075

 

$71,489

 

$66

 

($2
)
 

$140,628

Average consumer and commercial deposits
98,751

 
54,099

 
122

 
(61
)
 
152,911

Average total assets
78,378

 
85,392

 
31,510

 
2,333

 
197,613

Average total liabilities
99,746

 
59,798

 
14,019

 
(26
)
 
173,537

Average total equity
—

 
—

 
—

 
24,076

 
24,076

Statements of Income:
 
 
 
 
 
 
 
 
 
Net interest income

$2,578

 

$1,488

 

$83

 

($272
)
 

$3,877

FTE adjustment
—

 
103

 
2

 
—

 
105

Net interest income-FTE 2
2,578

 
1,591

 
85

 
(272
)
 
3,982

Provision for credit losses 3
90

 
253

 
—

 
—

 
343

Net interest income after provision for credit losses-FTE
2,488

 
1,338

 
85

 
(272
)
 
3,639

Total noninterest income
1,568

 
996

 
112

 
(107
)
 
2,569

Total noninterest expense
2,839

 
1,243

 
3

 
(13
)
 
4,072

Income before provision for income taxes-FTE
1,217

 
1,091

 
194

 
(366
)
 
2,136

Provision for income taxes-FTE 4
455

 
407

 
54

 
(200
)
 
716

Net income including income attributable to noncontrolling interest
762

 
684

 
140

 
(166
)
 
1,420

Net income attributable to noncontrolling interest
—

 
—

 
7

 
—

 
7

Net income

$762

 

$684

 

$133

 

($166
)
 

$1,413


1 Beginning in the second quarter of 2017, the Company realigned its business segment structure from three segments to two segments. Specifically, the Company retained the previous composition of the Wholesale Banking segment and changed the basis of presentation of the Consumer Banking and Private Wealth Management segment and Mortgage Banking segment such that those segments were combined into a single Consumer segment. Accordingly, business segment information presented for the nine months ended September 30, 2016 has been revised to conform to the new business segment structure and updated internal funds transfer pricing methodology for consistent presentation.
2 Presented on a matched maturity funds transfer price basis for the segments.
3 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
4 Includes regular provision for income taxes as well as FTE income and tax credit adjustment reversals.