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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Millions
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest Income    
Interest and fees on loans $ 1,289 $ 1,203
Interest and fees on loans held for sale 24 19
Interest and Dividend Income, Securities, Available-for-sale 187 163
Trading account interest and other 28 26
Total interest income 1,528 1,411
Interest Expense    
Interest on deposits 80 59
Interest Expense, Long-term Debt 70 59
Interest on other borrowings 12 11
Total interest expense 162 129
Net, interest income 1,366 1,282
Provision for Loan, Lease, and Other Losses 119 [1] 101 [2]
Interest Income (Expense), after Provision for Loan Loss 1,247 1,181
Noninterest Income    
Service charges on deposit accounts 148 153
Fees and Commissions, Other 95 93
Fees and Commissions, Credit and Debit Cards 82 78
Investment Banking Revenue 167 98
Trading Gain (Loss) 51 55
Fees and Commissions, Fiduciary and Trust Activities 75 75
Investment Advisory, Management and Administrative Fees 68 69
Fees and Commissions, Mortgage Banking 53 60
Servicing Fees, Net (58) (62)
commercial real estate related income [3] 20 17
Gain (Loss) on Sale of Securities, Net 0 0
Noninterest Income, Other Operating Income [3] 30 21
Total noninterest income 847 781
Noninterest Expense    
Employee compensation 717 639
Other Labor-related Expenses 135 135
Outside processing and software 205 198
Net occupancy expense 92 85
Equipment Expense 39 40
Marketing and Advertising Expense 42 44
Federal Deposit Insurance Corporation Premium Expense 48 36
Operating losses 32 24
Amortization 13 10
Other Noninterest Expense 142 107
Noninterest Expense 1,465 1,318
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest 629 644
Income Tax Expense (Benefit) 159 195
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 470 449
Net Income (Loss) Attributable to Noncontrolling Interest 2 2
Net Income (Loss) Attributable to Parent 468 447
Net Income (Loss) Available to Common Stockholders, Basic $ 451 $ 430
Weighted Average Number of Shares Outstanding, Basic 490,091 505,482
Weighted Average Number of Shares Outstanding, Diluted 496,002 509,931
Common Stock, Dividends, Per Share, Declared $ 0.26 $ 0.24
Earnings Per Share, Basic 0.92 0.85
Earnings Per Share, Diluted $ 0.91 $ 0.84
[1] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[2] Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
[3] Beginning January 1, 2017, the Company began presenting income related to the Company's Pillar, STCC, and Structured Real Estate businesses as a separate line item on the Consolidated Statements of Income titled Commercial real estate related income. For periods prior to January 1, 2017, these amounts were previously presented in Other noninterest income and have been reclassified to Commercial real estate related income for comparability.