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Business Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2016
Segment Reporting [Abstract]  
Business Segment Reporting

 
Year Ended December 31, 2016
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$42,723

 

$71,605

 

$26,726

 

$66

 

($2
)
 

$141,118

Average consumer and commercial deposits
95,875

 
55,293

 
2,969

 
124

 
(72
)
 
154,189

Average total assets
48,415

 
85,513

 
30,697

 
31,939

 
2,440

 
199,004

Average total liabilities
96,466

 
61,050

 
3,344

 
14,148

 
(72
)
 
174,936

Average total equity

 

 

 

 
24,068

 
24,068

Statements of Income:
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,857

 

$1,849

 

$448

 

$96

 

($29
)
 

$5,221

FTE adjustment

 
136

 

 
2

 

 
138

Net interest income-FTE 1
2,857

 
1,985

 
448

 
98

 
(29
)
 
5,359

Provision/(benefit) for credit losses 2
185

 
272

 
(13
)
 

 

 
444

Net interest income after provision/(benefit) for credit losses-FTE
2,672

 
1,713

 
461

 
98

 
(29
)
 
4,915

Total noninterest income
1,472

 
1,234

 
559

 
136

 
(18
)
 
3,383

Total noninterest expense
3,056

 
1,693

 
732

 
5

 
(18
)
 
5,468

Income before provision for income taxes-FTE
1,088

 
1,254

 
288

 
229

 
(29
)
 
2,830

Provision for income taxes-FTE 3
404

 
387

 
105

 
59

 
(12
)
 
943

Net income including income attributable to noncontrolling interest
684

 
867

 
183

 
170

 
(17
)
 
1,887

Net income attributable to noncontrolling interest

 

 

 
9

 

 
9

Net income

$684

 

$867

 

$183

 

$161

 

($17
)
 

$1,878


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes and taxable-equivalent income adjustment reversal.

 
Year Ended December 31, 2015
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$40,614

 

$67,872

 

$25,024

 

$60

 

($12
)
 

$133,558

Average consumer and commercial deposits
91,104

 
50,379

 
2,679

 
101

 
(61
)
 
144,202

Average total assets
46,513

 
80,915

 
28,692

 
29,655

 
3,117

 
188,892

Average total liabilities
91,747

 
56,050

 
3,048

 
14,771

 
(70
)
 
165,546

Average total equity

 

 

 

 
23,346

 
23,346

Statements of Income:
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,728

 

$1,781

 

$483

 

$147

 

($375
)
 

$4,764

FTE adjustment
1

 
138

 

 
3

 

 
142

Net interest income-FTE 1
2,729

 
1,919

 
483

 
150

 
(375
)
 
4,906

Provision/(benefit) for credit losses 2
137

 
137

 
(110
)
 

 
1

 
165

Net interest income after provision/(benefit) for credit losses-FTE
2,592

 
1,782

 
593

 
150

 
(376
)
 
4,741

Total noninterest income
1,507

 
1,180

 
460

 
135

 
(14
)
 
3,268

Total noninterest expense
2,939

 
1,551

 
681

 
4

 
(15
)
 
5,160

Income before provision for income taxes-FTE
1,160

 
1,411

 
372

 
281

 
(375
)
 
2,849

Provision for income taxes-FTE 3
431

 
459

 
85

 
82

 
(151
)
 
906

Net income including income attributable to noncontrolling interest
729

 
952

 
287

 
199

 
(224
)
 
1,943

Net income attributable to noncontrolling interest

 

 

 
9

 
1

 
10

Net income

$729

 

$952

 

$287

 

$190

 

($225
)
 

$1,933


1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision for income taxes and taxable-equivalent income adjustment reversal.

 
Year Ended December 31, 2014
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$41,702

 

$62,627

 

$26,494

 

$56

 

($5
)
 

$130,874

Average consumer and commercial deposits
86,046

 
43,569

 
2,333

 
112

 
(48
)
 
132,012

Average total assets
47,430

 
74,093

 
30,386

 
27,125

 
3,142

 
182,176

Average total liabilities
86,774

 
50,294

 
2,665

 
20,283

 
(10
)
 
160,006

Average total equity

 

 

 

 
22,170

 
22,170

Statements of Income/(Loss):
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,628

 

$1,661

 

$552

 

$275

 

($276
)
 

$4,840

FTE adjustment
1

 
139

 

 
3

 
(1
)
 
142

Net interest income-FTE 1
2,629

 
1,800

 
552

 
278

 
(277
)
 
4,982

Provision for credit losses 2
191

 
71

 
81

 

 
(1
)
 
342

Net interest income after provision for credit losses-FTE
2,438

 
1,729

 
471

 
278

 
(276
)
 
4,640

Total noninterest income
1,527

 
1,063

 
473

 
278

 
(18
)
 
3,323

Total noninterest expense
2,904

 
1,473

 
1,048

 
134

 
(16
)
 
5,543

Income/(loss) before provision/(benefit) for income taxes-FTE
1,061

 
1,319

 
(104
)
 
422

 
(278
)
 
2,420

Provision/(benefit) for income taxes-FTE 3
390

 
423

 
(52
)
 
(26
)
 
(100
)
 
635

Net income/(loss) including income attributable to noncontrolling interest
671

 
896

 
(52
)
 
448

 
(178
)
 
1,785

Net income attributable to noncontrolling interest

 

 

 
11

 

 
11

Net income/(loss)

$671

 

$896

 

($52
)
 

$437

 

($178
)
 

$1,774

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular provision/(benefit) for income taxes and taxable-equivalent income adjustment reversal.