Borrowings and Contractual Commitments Contractual Commitments (Tables)

12 Months Ended

Dec. 31, 2016

Unrecorded Unconditional Purchase Obligations Disclosure [Table Text Block]

The following table presents the Company's significant contractual commitments at December 31, 2016, except for long-term debt and short-term borrowings, operating leases, and pension and other postretirement benefit plans. Information on those obligations is included above, in Note 8, "Premises and Equipment," and in Note 15, "Employee Benefit Plans." Capital lease obligations were immaterial at December 31, 2016 and are not presented in the table.



	Payments Due by Period
(Dollars in millions)	2017		2018		2019		2020		2021		Thereafter		Total
Unfunded lending commitments		$26,057		$8,786		$13,727		$16,439		$14,568		$11,994		$91,571
Purchase obligations ¹	497		22		20		14		12		219		784
Consumer and other time deposits ^{2, 3}	3,893		1,794		1,082		983		603		1,112		9,467
Brokered time deposits ³	161		102		175		232		131		123		924
Foreign time deposits ³	610		—		—		—		—		—		610
Commitments to fund partnership investments ⁴	563		—		—		—		—		—		563

¹ For legally binding purchase obligations of $5 million or more, amounts include either termination fees under the associated contracts when early termination provisions exist, or the total potential obligation over the full contractual term for noncancelable purchase obligations. Payments made towards the purchase of goods or services under these contracts totaled $236 million, $243 million, and $223 million in 2016, 2015, and 2014, respectively.

² The aggregate amount of time deposit accounts in denominations of $250,000 or more totaled $1.7 billion and $1.4 billion at December 31, 2016 and 2015, respectively.

³ Amounts do not include interest.

⁴ Commitments to fund investments in affordable housing and other partnerships do not have defined funding dates as certain criteria must be met before the Company is obligated to fund. Accordingly, these commitments are considered to be due on demand for presentation purposes. See Note 10, "Certain Transfers of Financial Assets and Variable Interest Entities," in this Form 10-K for additional information.