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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Millions
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest Income      
Interest and fees on loans $ 4,939 $ 4,506 $ 4,617
Interest and fees on loans held for sale 92 82 78
Interest and Dividend Income, Securities, Available-for-sale 651 593 613
Trading account interest and other 96 84 76
Total interest income 5,778 5,265 5,384
Interest Expense      
Interest on deposits 259 219 235
Interest Expense, Long-term Debt 260 252 270
Interest on other borrowings 38 30 39
Total interest expense 557 501 544
Net, interest income 5,221 4,764 4,840
Provision for Loan, Lease, and Other Losses [1] 444 165 342
Interest Income (Expense), after Provision for Loan Loss 4,777 4,599 4,498
Noninterest Income      
Service charges on deposit accounts 630 622 645
Fees and Commissions, Other 380 377 368
Fees and Commissions, Credit and Debit Cards 327 329 320
Investment Banking Revenue 494 461 404
Trading Gain (Loss) 211 181 182
Fees and Commissions, Fiduciary and Trust Activities 304 334 423
Investment Advisory, Management and Administrative Fees 281 300 297
Fees and Commissions, Mortgage Banking 366 270 201
Servicing Fees, Net (189) (169) (196)
Gain (Loss) on Disposition of Business 0 0 105
Gain (Loss) on Sale of Securities, Net 4 21 (15)
Noninterest Income, Other Operating Income 197 204 197
Total noninterest income 3,383 3,268 3,323
Noninterest Expense      
Employee compensation 2,698 2,576 2,576
Other Labor-related Expenses 373 366 386
Outside processing and software 834 815 741
Net occupancy expense 349 341 340
Equipment Expense 170 164 169
Marketing and Advertising Expense 172 151 134
Federal Deposit Insurance Corporation Premium Expense 173 139 142
Operating losses 108 56 441
Professional Fees 93 73 71
Credit and collection services 66 71 91
Amortization 49 40 25
Other Noninterest Expense 383 368 427
Noninterest Expense 5,468 5,160 5,543
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest 2,692 2,707 2,278
Income Tax Expense (Benefit) 805 764 493
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 1,887 1,943 1,785
Net Income (Loss) Attributable to Noncontrolling Interest 9 10 11
Net Income (Loss) Attributable to Parent 1,878 1,933 1,774
Net Income (Loss) Available to Common Stockholders, Basic $ 1,811 $ 1,863 $ 1,722
Weighted Average Number of Shares Outstanding, Basic 498,638 514,844 527,500
Weighted Average Number of Shares Outstanding, Diluted 503,466 520,586 533,391
Common Stock, Dividends, Per Share, Declared $ 1.00 $ 0.92 $ 0.70
Earnings Per Share, Basic 3.63 3.62 3.26
Earnings Per Share, Diluted $ 3.60 $ 3.58 $ 3.23
[1] Provision for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.