Certain Transfers of Financial Assets and Variable Interest Entities (Tables)

9 Months Ended

Sep. 30, 2016

Certain Transfers of Financial Assets and Variable Interest Entities [Abstract]

Portfolio Balances and Delinquency Balances Based on 90 Days or More Past Due and Net Charge-offs Related to Managed Portfolio Loans

	Portfolio Balance 1				Past Due and Nonaccrual 2						Net Charge-offs
	September 30, 2016		December 31, 2015		September 30, 2016			December 31, 2015			Three Months Ended September 30						Nine Months Ended September 30
(Dollars in millions)											2016			2015			2016			2015
LHFI portfolio:
Commercial		$77,229		$75,252		$523			$344			$71			$13			$183			$47
Residential	39,398		38,928		756			729			21			36			80			146
Consumer	24,905		22,262		814			580			34			22			84			65
Total LHFI portfolio	141,532		136,442		2,093			1,653			126			71			347			258
Managed securitized loans 3:
Residential	120,668		116,990		117		3	126		3	2		4	4		4	6		4	10		4
Consumer	578		807		—			1			1			1			2			1
Total managed securitized loans	121,246		117,797		117			127			3			5			8			11
Managed unsecuritized loans 5	3,269		3,973		501			597			—			—			—			—
Total managed loans		$266,047		$258,212		$2,711			$2,377			$129			$76			$355			$269

¹ Excludes $3.8 billion and $1.8 billion of LHFS at September 30, 2016 and December 31, 2015, respectively.

² Excludes $2 million and $1 million of past due LHFS at September 30, 2016 and December 31, 2015, respectively.

³ Excludes loans that have completed the foreclosure or short sale process (i.e., involuntary prepayments).

⁴ Net charge-offs are associated with $429 million and $501 million of managed securitized residential loans at September 30, 2016 and December 31, 2015, respectively. Net charge-off data is not reported to the Company for the remaining balance of $120.2 billion and $116.5 billion of managed securitized residential loans at September 30, 2016 and December 31, 2015, respectively.

⁵ Comprised of unsecuritized residential loans the Company originated and sold to private investors with servicing rights retained. Net charge-offs on these loans are not presented in the table as the data is not reported to the Company by the private investors that own these related loans.