

	Three Months Ended June 30, 2016
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$42,513		$72,066		$26,590			$72			($3	)		$141,238
Average consumer and commercial deposits	97,052		54,105		2,997			80			(68		)	154,166
Average total assets	48,181		86,058		30,117			31,499			2,450			198,305
Average total liabilities	97,626		59,804		3,387			13,468			2			174,287
Average total equity	—		—		—			—			24,018			24,018

Statements of Income:
Net interest income		$705		$448		$111			$27			($3	)		$1,288
FTE adjustment	—		34		—			1			—			35
Net interest income - FTE ¹	705		482		111			28			(3		)	1,323
Provision/(benefit) for credit losses ²	49		103		(6		)	—			—			146
Net interest income after provision/(benefit) for credit losses - FTE	656		379		117			28			(3		)	1,177
Total noninterest income	366		301		165			70			(4		)	898
Total noninterest expense	758		414		178			(1		)	(4		)	1,345
Income before provision for income taxes - FTE	264		266		104			99			(3		)	730
Provision for income taxes - FTE ³	98		81		40			26			(9		)	236
Net income including income attributable to noncontrolling interest	166		185		64			73			6			494
Net income attributable to noncontrolling interest	—		—		—			2			—			2
Net income		$166		$185		$64			$71			$6			$492



	Three Months Ended June 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,339		$67,643		$24,793			$64		($10	)		$132,829
Average consumer and commercial deposits	91,235		48,639		2,980			80		(83		)	142,851
Average total assets	46,485		81,003		28,555			29,592		2,675			188,310
Average total liabilities	91,854		54,281		3,505			15,549		(118		)	165,071
Average total equity	—		—		—			—		23,239			23,239

Statements of Income:
Net interest income		$675		$444		$123			$34		($109	)		$1,167
FTE adjustment	—		36		—			1		(1		)	36
Net interest income - FTE ¹	675		480		123			35		(110		)	1,203
Provision/(benefit) for credit losses ²	9		30		(13		)	—		—			26
Net interest income after provision/(benefit) for credit losses - FTE	666		450		136			35		(110		)	1,177
Total noninterest income	389		337		105			47		(4		)	874
Total noninterest expense	730		386		180			35		(3		)	1,328
Income before provision for income taxes - FTE	325		401		61			47		(111		)	723
Provision for income taxes - FTE ³	121		138		3			19		(43		)	238
Net income including income attributable to noncontrolling interest	204		263		58			28		(68		)	485
Net income attributable to noncontrolling interest	—		—		—			2		—			2
Net income		$204		$263		$58			$26		($68	)		$483

¹Presented on a matched maturity funds transfer price basis for the segments.

²Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments for the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.

³Includes regular income tax provision and taxable-equivalent income adjustment reversal.



	Six Months Ended June 30, 2016
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$42,054		$71,412		$26,268			$72			($1	)		$139,805
Average consumer and commercial deposits	95,171		53,848		2,654			83			(58		)	151,698
Average total assets	47,723		85,218		29,660			31,032			2,027			195,660
Average total liabilities	95,765		59,636		3,037			13,323			(8		)	171,753
Average total equity	—		—		—			—			23,907			23,907

Statements of Income:
Net interest income		$1,404		$902		$224			$57			($18	)		$2,569
FTE adjustment	—		69		—			1			1			71
Net interest income - FTE ¹	1,404		971		224			58			(17		)	2,640
Provision/(benefit) for credit losses ²	77		186		(16		)	—			(1		)	246
Net interest income after provision/(benefit) for credit losses - FTE	1,327		785		240			58			(16		)	2,394
Total noninterest income	721		587		289			92			(9		)	1,680
Total noninterest expense	1,503		822		353			(5		)	(10		)	2,663
Income before provision for income taxes - FTE	545		550		176			155			(15		)	1,411
Provision for income taxes - FTE ³	202		170		67			42			(14		)	467
Net income including income attributable to noncontrolling interest	343		380		109			113			(1		)	944
Net income attributable to noncontrolling interest	—		—		—			5			—			5
Net income		$343		$380		$109			$108			($1	)		$939



	Six Months Ended June 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,730		$67,689		$24,617			$54		($8	)		$133,082
Average consumer and commercial deposits	90,873		48,105		2,671			85		(64		)	141,670
Average total assets	46,804		81,082		28,247			29,305		3,347			188,785
Average total liabilities	91,506		53,987		3,062			17,122		(98		)	165,579
Average total equity	—		—		—			—		23,206			23,206

Statements of Income:
Net interest income		$1,341		$875		$244			$64		($217	)		$2,307
FTE adjustment	—		70		—			1		—			71
Net interest income - FTE ¹	1,341		945		244			65		(217		)	2,378
Provision/(benefit) for credit losses ²	79		26		(23		)	—		—			82
Net interest income after provision/(benefit) for credit losses - FTE	1,262		919		267			65		(217		)	2,296
Total noninterest income	752		622		236			89		(7		)	1,692
Total noninterest expense	1,460		783		357			15		(7		)	2,608
Income before provision for income taxes - FTE	554		758		146			139		(217		)	1,380
Provision for income taxes - FTE ³	206		258		33			50		(83		)	464
Net income including income attributable to noncontrolling interest	348		500		113			89		(134		)	916
Net income attributable to noncontrolling interest	—		—		—			5		(1		)	4
Net income		$348		$500		$113			$84		($133	)		$912

¹Presented on a matched maturity funds transfer price basis for the segments.

³Includes regular income tax provision and taxable-equivalent income adjustment reversal.