Certain Transfers of Financial Assets and Variable Interest Entities (Tables)

6 Months Ended

Jun. 30, 2016

Certain Transfers of Financial Assets and Variable Interest Entities [Abstract]

Portfolio Balances and Delinquency Balances Based on 90 Days or More Past Due and Net Charge-offs Related to Managed Portfolio Loans



	Portfolio Balance ¹				Past Due and Nonaccrual ²						Net Charge-offs
	June 30, 2016		December 31, 2015		June 30, 2016			December 31, 2015			Three Months Ended June 30						Six Months Ended June 30
(Dollars in millions)	June 30, 2016		December 31, 2015		June 30, 2016			December 31, 2015			2016			2015			2016			2015
LHFI portfolio:
Commercial		$77,448		$75,252		$524			$344			$90			$16			$112			$33
Residential	39,449		38,928		768			729			24			51			58			110
Consumer	24,759		22,262		693			580			23			20			51			44
Total LHFI portfolio	141,656		136,442		1,985			1,653			137			87			221			187
Managed securitized loans ³:
Residential	121,994		116,990		192		³	126		³	2		⁴	3		⁴	4		⁴	6		⁴
Consumer	652		807		—			1			—			—			2			—
Total managed securitized loans	122,646		117,797		192			127			2			3			6			6
Managed unsecuritized loans ⁵	3,414		3,973		493			597			—			—			—			—
Total managed loans		$267,716		$258,212		$2,670			$2,377			$139			$90			$227			$193

¹ Excludes $2.5 billion and $1.8 billion of LHFS at June 30, 2016 and December 31, 2015, respectively.

² Excludes $1 million of past due LHFS at both June 30, 2016 and December 31, 2015.

³ Excludes loans that have completed the foreclosure or short sale process (i.e., involuntary prepayments).

⁴ Net charge-offs are associated with $452 million and $501 million of managed securitized residential loans at June 30, 2016 and December 31, 2015, respectively. Net charge-off data is not reported to the Company for the remaining balance of $121.5 billion and $116.5 billion of managed securitized residential loans at June 30, 2016 and December 31, 2015, respectively.

⁵ Comprised of unsecuritized residential loans the Company originated and sold to private investors with servicing rights retained. Net charge-offs on these loans are not presented in the table as the data is not reported to the Company by the private investors that own these related loans.