Business Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2016

Segment Reporting [Abstract]

Business Segment Reporting

	Three Months Ended March 31, 2016
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,597		$70,757		$25,946			$72			$—			$138,372
Average consumer and commercial deposits	93,314		53,567		2,311			85			(48		)	149,229
Average total assets	47,268		84,375		29,203			30,564			1,604			193,014
Average total liabilities	93,933		59,439		2,686			13,178			(19		)	169,217
Average total equity	—		—		—			—			23,797			23,797
Statements of Income:
Net interest income		$700		$457		$112			$30			($17	)		$1,282
FTE adjustment	—		35		—			1			—			36
Net interest income - FTE 1	700		492		112			31			(17		)	1,318
Provision/(benefit) for credit losses 2	29		82		(10		)	—			—			101
Net interest income after provision/(benefit) for credit losses - FTE	671		410		122			31			(17		)	1,217
Total noninterest income	355		285		124			22			(5		)	781
Total noninterest expense	748		407		175			(6		)	(6		)	1,318
Income before provision for income taxes - FTE	278		288		71			59			(16		)	680
Provision for income taxes - FTE 3	104		91		26			18			(8		)	231
Net income including income attributable to noncontrolling interest	174		197		45			41			(8		)	449
Net income attributable to noncontrolling interest	—		—		—			2			—			2
Net income		$174		$197		$45			$39			($8	)		$447

	Three Months Ended March 31, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking			Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,127		$67,733			$24,439			$43			($4	)		$133,338
Average consumer and commercial deposits	90,507		47,565			2,359			90			(45		)	140,476
Average total assets	47,129		81,160			27,936			29,013			4,027			189,265
Average total liabilities	91,158		53,685			2,615			18,713			(78		)	166,093
Average total equity	—		—			—			—			23,172			23,172
Statements of Income:
Net interest income		$666		$430			$121			$29			($106	)		$1,140
FTE adjustment	—		34			—			1			—			35
Net interest income - FTE 1	666		464			121			30			(106		)	1,175
Provision/(benefit) for credit losses 2	70		(4		)	(10		)	—			(1		)	55
Net interest income after provision/(benefit) for credit losses - FTE	596		468			131			30			(105		)	1,120
Total noninterest income	363		285			132			42			(5		)	817
Total noninterest expense	730		397			178			(19		)	(6		)	1,280
Income before provision for income taxes - FTE	229		356			85			91			(104		)	657
Provision for income taxes - FTE 3	85		120			30			31			(40		)	226
Net income including income attributable to noncontrolling interest	144		236			55			60			(64		)	431
Net income attributable to noncontrolling interest	—		—			—			2			—			2
Net income		$144		$236			$55			$58			($64	)		$429

¹ Presented on a matched maturity funds transfer price basis for the segments.

² Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.

³ Includes regular income tax provision and taxable-equivalent income adjustment reversal.